Loan Officer

Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera, CA. In 2011, 2012, and 2021. San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area.

We are hiring for a Loan Officer to work for our Colorado Springs, CO location.

At Bay Equity we are committed to Bay Way Best Practices. To our Loan Originators this means providing the
greatest tools and programs to allow them to grow their business to the fullest. We are building a team of
mortgage professionals who want to work with the best. We value growth, stability, and the rewards that come
with a successful organization.

Get to know us. Get to know our people. Get to know the Bay Way. We are confident you will like what you see.

Duties and Responsibilities:

Conduct business in compliance with all state and federal regulations
Market to clients through a variety of sales efforts including but not limited to; creating working relationships with Real Estate agents, attending industry meetings and home buyer seminars, follow up calls to RE agents, Builders, CPAs, and past clientele
Field inbound loan inquiries
Originate loans and work with the Loan Processor to close the loan

Minimum Requirements:

NMLS license
Minimum 1 year mortgage origination experience
Complete understanding of current mortgage laws, guidelines, loan programs and trends
Ability to assist customers in determining which type of mortgage best meets their needs, as well as which mortgage product is most likely to be approved
Ability to negotiate terms and conditions of loans with clients
Outstanding customer service skills
Excellent sales and consulting skills
Able to competently perform mathematical and analytical tasks
Ability to speak and present confidently in front of groups
Must possess superior written and verbal skills
High School Diploma or GED required
AA or Bachelors Degree preferred

Benefits of joining Bay Equity Home Loans:

Extensive product portfolio (Agency direct) Fannie Mae, Freddie Mac, & Ginnie Mae
Full loan originations, processing and marketing support
Participate in extensive and creative marketing to reach new business including Radio, Online, events, MSAs, Affinity programs
Jumbo up to $5 Million
Offering Conventional, VA, USDA, FHA and Portfolio Jumbo products available for SFR, Condo, and Manufactured Homes
Competitive interest rates
Top-notch operations and underwriting to reach industry leading and fast closings
Great compensation plan
Excellent benefits including health, dental, 401K and more

Foreseeing the changes in the mortgage industry, Bay Equity Home Loans has developed a unique business model designed to maximize the current mortgage market climate. As a Bay Equity Mortgage Banker, you are given every tool necessary to ensure your success. Our impressive processing and underwriting teams give our loan professionals the ability to focus on sales and client relations.

We offer a comprehensive benefits package including medical, dental, vision, life insurance, and 401k. Compensation is minimum wage and commissions. This is a full-time position.

Bay Equity is an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or genetic information. Bay Equity is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request a reasonable accommodation, contact our Human Resources Department at hrdeskteam@bayeq.com or 415/820-4525.