Junior Underwriter

Unlock your potential with Quantum ePay® - a payment processing firm that helps business owners lower their costs, earn more money, and improve their quality of life.

We offer truly innovative payment processing solutions and an ever-expanding line of products to boost productivity, enabling our clients to operate efficiently and effectively in confidence. With a focus on providing exceptional service to our merchants, we bestow integrity, teamwork, passion and delivering reliable service. Our company is growing incredibly fast and we are seeking experienced business professionals! If success and passion motivate you, join us and maximize your potential with Quantum ePay.

The Jr. Underwriter is responsible for reviewing individual applications for merchant services to evaluate the degree of risk involved and to determine the acceptance of applications.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• General understanding of the Credit/Risk scales and all bank underwriting requirements
• Interpret Credit Reports, Corporate Entity Registrations, Financial Statements and Tax Returns
• Compile, verify and confirm information provided on Merchant Applications
• Assuring that daily merchant applications are processed timely and follow up to Agent responses on pending applications
• Identify problems and trends
• Navigate multiple system interfaces to status applications
• Perform additional duties as assigned

QUALIFICATIONS:

• Strong working knowledge of Microsoft Office Suites and Adobe PDF
• Ability to quickly learn and adapt to new proprietary software (CRM) as well as third party vendor systems
• Demonstrate the ability to solve critical business issues using innovative solutions
• Proven ability in providing excellent and personalized customer service
• Excellent verbal and written communication skills
• Excellent research skills
• Detail-oriented
• Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures, or governmental regulations
• Ability to write reports, business correspondence and procedure manuals
• Ability to calculate figures and amounts, such as, discounts, proportions, percentages, and volume

EDUCATION AND/OR EXPERIENCE:

• 2 years of credit analysis or underwriting experience
• 1 year of Merchant Underwriting experience preferred
• Experience utilizing TSYS

SALARY:

This role includes quarterly profit-sharing bonuses as part of a total compensation package, in addition to a full range of medical, dental, retirement planning, and/or other benefits.

• Base hourly range: $23 - $25/hr
• Salary including quarterly profit-sharing bonus and comprehensive benefits program range (annualized): $65,133 - $70,125

WHY WORK HERE?

• Awarded Top Workplace of Orange County by the OC Register
• Flex PTO!
• New state of the art, open-concept facility with stand-up desks, balance boards, stationary bikes and more!
• Work hard, play hard culture!
• Bi-weekly Beer Socials and monthly BBQs!
• Proven "promote from within" mentality!
• 5 year anniversary gift is a ROLEX!
• Benefit offerings:
  • Medical, dental, vision, acupuncture and chiropractic
  • 401k Safe Harbor; 100% employer match processed semi-monthly, up to 4%
  • Profit Sharing; paid on a quarterly basis