Address
Form of workAbout the Role:
The position of KYC & Sanctions Analyst is a part of the Financial Crimes team, which reports up through the Risk & Compliance group. KYC & Sanctions Analysts conduct Enhanced Due Diligence (EDD) reviews of certain customers, assist with various reviews of other high risk populations, and screen parties to ensure any sanctions, PEP, and/or adverse media concerns are accurately documented and appropriate action is taken in accordance with Upgrade's policies and procedures.
If you have a background in anti-Financial Crimes work, an analytical mind, a keen eye for detail, and exceptional writing skills, this may be the role for you.
What You'll Do:
- Be an integral part of the Enhanced Due Diligence process, completing reviews of high-risk customers for potential Financial Crimes concerns, reputational risk, or other patterns of concern to Upgrade
- Prepare detailed narratives which clearly explain risks identified across a number of areas - including, but not limited to, customer identity/profile risk, transactional patterns which do not fall within expectations, and reputational risk/adverse media
- Assist with the sanctions, PEP, and negative news screening process, including alert review and disposition
- Assist with completing KYC/CDD reviews, both initial and ongoing, on business partners
- Help to identify and operationalize potential process improvements
What We Look For:
- Bachelor's degree or higher
- CAMS, CGSS, or CFE certifications preferred, but not required
- 1+ year of experience in anti-Financial Crimes (AML investigations, Fraud Investigations, EDD, KYC, Sanctions, etc.)
- Working knowledge of fraud and AML typologies and current financial crime trends
- Understanding of financial products, including credit cards, lending products, and deposit accounts
- Excellent research, analytical, and communication skills
- A sense of ownership, adaptability, and responsibility towards problem solving
- Experience in in meeting regulatory and business deadlines with a sense of urgency while maintaining high standards for quality and professionalism
- Advanced knowledge of Microsoft Office, Google Suite, and Atlassian products
- Experience with LexisNexis research tools (AML Insight, Bridger) and/or ComplyAdvantage preferred, but not required
What We Offer You:
- Competitive salary and stock option plan
- 100% paid coverage of medical, dental and vision insurance
- Flexible PTO
- Opportunities for professional growth and development
- Paid parental leave
- Health & wellness initiatives
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Notice to California-based Candidates for Employment. This California Candidate Privacy Notice is intended to provide information about how Upgrade collects and uses personal information to California consumers who apply for employment with Upgrade If you are employed by Upgrade, refer to the Employee Handbook for additional information. For any questions about this notice, please contact ccpa@upgrade.com.
Personal Information Upgrade Collects:
Identifiers Including name, address, email, telephone number, social security number, driver license number, passport number, and other personal identifying information. Characteristics of protected classifications under California or federal law, including demographic information and other personal information obtained during the application process, such as gender, race, national origin. Professional or employment-related information, such as salary/compensation and benefits packages, other relocation or job preferences, prior background, experience, skills, and other information in support of your application, reference information, other information obtained through background checks, including employment, credit, and criminal history. Education Information. Any other information you provide as a part of recruitment, job application, or interview process.
Purposes for Collecting Personal Information:
To consider qualifications, skills, and interest for employment. To communicate with you during the recruitment and interview process. To conduct background checks and verify your information if you are offered employment. To provide compensation, including payroll, and administer stock options and benefits, including medical, dental, vision, commuter, and retirement benefits. To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses, credentials, training, and eligibility to work in the United States. To improve recruitment and interview processes and ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations.
