Excess & Surplus Personal Lines Underwriter

South Shore Insurance Underwriters (SSIU) is a dynamic Gulf Coast owned and operated MGA (Managing General Agent) currently experiencing exciting growth across our footprint. We provide property and casualty agents with the best excess and surplus lines products available across coastal Alabama, Mississippi, Florida, South Carolina, Texas and Georgia – with continued plans for expansion, and are looking to add an Underwriter to our Team.

Under the guidance of the Underwriting Manager and Senior Underwriters, responsible for deciding whether to accept applications for insurance cover. Determining risk is a complex process and this position relies on sensible judgement and meticulous attention to detail. The Underwriter must ensure that accurate quotes are produced which are both competitive for the customer but also profitable for the company. Primary focus on Property and Casualty for Personal and Commercial Lines.

Responsibilities and duties include:

• Review insurance applications and documentation to determine if the applicant is an acceptable risk in accordance with company guidelines.
• Recommends appropriate premiums and coverage for risks after analysis and review of applicant documentation, business factors and competitive situations.
• Demonstrates a professional and courteous attitude with agents, which includes responding promptly and ethically to all requests and issues. Delivers on promises and only promises what can be delivered.
• Provides accurate and thorough education to agents about the company’s risk selection philosophy and pricing guidelines.
• Makes field visits to agent’s offices to build relationships and solicit new business applications.
• Ensures compliance with underwriting strategies and regulatory compliance.

Other requirements include:

• Bachelor’s degree with a Business or Risk Management emphasis preferred

Excess & Surplus lines experience

• High school Diploma or Equivalent
• Minimum one-year insurance underwriting experience; education may be substituted for required experience. CPCU, CIC, AINS, CRM or other insurance designations preferred
• Working knowledge of Windows PC, Microsoft Word, Outlook, and Excel is required

We offer:

• Flexible work arrangements
• A strong organization culture focused on our Core Values
• Employer-paid BCBS Medical and Dental plans
• 3% matching IRA with immediate vesting
• Paid maternity/paternity leave
• 11 paid holidays
• Professional and personal development opportunities

South Shore Insurance Companies provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics. In addition to federal law requirements, SSIA, LLC complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

South Shore Insurance Companies expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of South Shore Insurance Companies employees to perform their job duties may result in discipline up to and including discharge.

Job Type: Full-time

Pay: $55,000.00 - $110,000.00 per year

Benefits:

• 401(k) 3% Match
• Health savings account
• Life insurance
• Professional development assistance

Schedule:

• Monday to Friday

Work Location: Remote