Credit Risk Analyst

Who We Are
Johns Manville is a leading manufacturer and marketer of premium-quality insulation and commercial roofing, along with glass fibers and nonwovens for commercial, industrial and residential applications. Our products are used in a wide variety of industries including building products, aerospace, automotive and transportation, filtration, commercial interiors, waterproofing and wind energy.

A proud member of the Berkshire Hathaway family of companies, we serve customers in more than 80 countries around the globe. We are committed to delivering positive and powerful experiences, because we are successful only when our employees and customers thrive. We are passionate, we care about people, we perform at a superior level, and we protect others and our environments.

Pay Range

$57,400.00-$78,900.00 Annual
This is the base salary pay range that an applicant can expect to make upon hire. Pay within this range will vary based upon relevant experience, skills, and education among other factors. In addition, this position is eligible for an incentive bonus.

Due to an internal promotion our Credit Team is looking for their next Credit Risk Analyst! This position will report to a Credit Manager and be on a team with six other people. The Credit Risk Analyst will be responsible for performing the credit function to minimize customer payment risk and maximize customer sales and collections.

This position is located at our World Headquarters in downtown Denver, CO (717 17th St.) We do offer free parking or an RTD pass for our employees.

The team operates on a hybrid schedule which is Monday and Fridays are work from home days and Tuesday, Wednesday Thursday in the office.

Anticipated deadline to apply: 3/11/24. This deadline is Johns Manville’s good faith estimate of when the application will close. Johns Manville may extend the deadline and will update this posting promptly if it is extended.

Your Day-to-Day:

• Establish and manage credit guidelines and shipments for new and existing customers according to JM policies and procedures.
• Obtain, review and analyze necessary information to determine customer financial capability and risk, establish credit limits and control shipments within the framework of credit limits for assigned business/customers/region.
• Set credit limits; single order limits - update application systems as needed.
• Work with businesses to analyze/recommend sales terms for new and existing customers.
• Communicate credit information to businesses and collections personnel.
• Review adequacy of credit limits; review customers approaching their credit limit - anticipate if credit limit should be increased to avoid unnecessary credit holds.
• Communicate/discuss credit issues and potential high-risk accounts with collections personnel and credit manager.
• Communicate with/mentor collections specialists to ensure they understand business, customers and any unusual circumstances that affect collections.
• Develop, communicate and implement JM's credit hold policies and procedures to help ensure sales and related collections are maximized.
• Review and release shipments on credit hold based on credit worthiness.
• Work with the businesses to help them use credit as a strategic tool to maximize sales and minimize risk.
• Provide training, analytical tools and reports to businesses, including sales, marketing, division finance on credit policies and procedures.
• Provide excellent customer service and support to ensure an effective relationship with customers.
• Visit key/selected customers to obtain intelligence, build relationships and improve customer service.
• Assist key/selected customers with business strategies to increase business and customer satisfaction.
• Continually improve credit granting and monitoring processes to reduce costs and increase internal/external customer satisfaction.
• Communicate proactively with Regional Credit Manager and Collections Specialists, businesses and customers about credit issues and changes.
• May be required to perform other related duties as assigned.

What You Bring to the Team:

• Bachelor's degree in business or relevant experience and a minimum of 3 years of working experience in a relevant field.
• Working knowledge of Federal and State statutes governing liens, bonds, bankruptcy, UCC, etc.
• Working knowledge of credit granting and related analysis.
• Working knowledge of bad debt analysis and AR aging reports.
• Strong organization and project management skills.
• Solid analytical and problem resolution skills.
• Strong customer service orientation skills.
• Working knowledge of collections concepts, techniques and regulations.
• Proficient in Microsoft Word, Excel, Outlook.
• Working knowledge of DSO, CEI and other KPIs and underlying drivers for credit and collections.
• Working knowledge of capital concepts.
• Minimal travel required (0 - 10 days per year)
• Work environment is typical of an office setting.

Please Keep in Mind
If you do not meet 100% of these requirements, we at JM still want to hear from you. So, if you are interested in the role, we encourage you to apply so we can learn how your skills and talents can contribute to our team.

Benefits
Johns Manville (JM) offers a wide range of benefits to employees. Some are subsidized by the company and others are fully employee-paid. Health benefits include a choice of comprehensive medical plans, a dental plan, vision plan, wellness program and critical illness insurance. JM sponsors a 401(k) plan which includes a sizeable company match. JM offers paid vacation and also provides paid sick and parental leave for eligible employees.

Additionally, Johns Manville provides basic life Insurance, short-term and long-term disability coverage, an employee assistance program, and business travel accident coverage. Supplemental life insurance and accidental death and dismemberment insurance are available as well. The company also offers a variety of tax saving accounts; health spending account, traditional flexible spending account, and a dependent care spending account. JM also offers a tuition reimbursement program for undergraduate and certain graduate programs.

Diversity & Inclusion
Johns Manville believes diversity and inclusion in our workplace is critical for the long-term success of our company. We are committed to retaining, developing and attracting a diverse workforce that fosters an inclusive work environment in which all employees are treated with dignity and respect. This is the right thing to do for our employees, our company and our communities. Our D&I council is composed of employees from locations across North American & Europe who meet regularly and work to promote and foster an environment of inclusion. Born from our D&I council is our network of employee resource groups (ERGs) that are focused on supporting diverse communities in the workplace. Review more about our diversity & inclusion initiatives on JM’s Career page.

Incumbent must be physically able to perform essential job functions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions.

We are proud to be an Equal Opportunity/Affirmative Action employer. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

Job Type: Full-time

Pay: $57,400.00 - $78,900.00 per year