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Form of workRCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an inclusive employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity and honor, RCB Bank is an equal opportunity employer, striving to hire diverse employees who meet high standards of character, education and occupational qualifications. RCB Bank is dedicated to building Relationships, contributing to our Communities, and embracing our Boldness!
With over 60 locations, RCB Bank offers a variety of excellent career opportunities in Oklahoma and Kansas. We offer full-time and part-time opportunities along with a comprehensive benefit package (eligibility requirements apply).
Internal Deadline: 01/10/2024
POSITION SUMMARY: Responsible for the preparation of complex financial transactions including the financing of investment real estate, owner-occupied real estate, working capital and equipment. This position also acts as an informational resource for account officers providing general credit information.
ESSENTIAL FUNCTIONS:
- Prepares moderately complex financial analysis on transactions ranging in size from $800M or greater. Analysis is conducted independently and includes ratio, trend, and cash flow analysis, as well as stress testing the results. Interacts with Loan Officers to gather key information for credit analysis, including answering questions relating to the preparation of financials and gaining an understanding of the borrower.
- Interacts with Loan Officers and Senior Management to provide additional information and/or to support conclusions reached in analysis; serves as a resource regarding credit/industry analysis.
- On occasion, may be required to contact borrowers in the collection of financial data and to resolve routine problems/errors.
EXPERIENCE REQUIRED:
One to two years Credit Analysis/Credit Specialist experience preferred.
EDUCATION, CERTIFICATIONS & TRAINING:
High school diploma or GED required.
Bachelor's degree in Finance or Accounting is preferred, or 3 to 5 years work related experience.
JOB-SPECIFIC SKILLS & KNOWLEDGE:
- Knowledge of intermediate accounting theory, including the difference between GAAP and income-tax based statements, cash and accrual accounting, and the effect each type of accounting has on the underwriting process.
- Ability to complete assignments quickly and efficiently with minimal direction.
- Ability to critically review work for errors and incorrect conclusions.
- Ability to proactively interact with both colleagues and senior personnel.
- Conflict management skills.
- Excellent organizational skills.
- Excellent oral and written communication skills.
- Advanced PC and spreadsheet software skills.
RCB Bank is an EOE. We offer EEO to all persons without regard to race, color, religion, age, marital or veterans' status, sex, national origin, physical or mental disability, or any other legally protected class.
- Job Family 2-Professionals
- Pay Type Salary
