Credit Analyst

Introduction:

Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.

Overview:

East West Bank is seeking a Credit Analyst to join the southeast commercial banking team located in Atlanta, GA. This candidate will help evaluate and analyze new business requests as well as monitor and review the southeast’s existing portfolio.     

Responsibilities:

• Able to demonstrate moderate to superior skills in financial statement spreading and the evaluation of projections.
• Support Relationship Manager / Portfolio Manager in evaluating, recommending, managing bank loans and other forms of bank credit.
• Understand the Bank’s credit policy and procedures.
• Keeps informed of current underwriting practices
• Assist in accurately risk-rating loans/credits.
• Evaluate both cash-flow and collateral-based loans/credits.
• Perform cash Flow Modeling and Quarterly Credit Monitoring Report (QMR)
• Facilitate in developing problem loan credit solutions.
• May support team portfolio sizes ranging between $50-250MM.
• Assist with portfolio management, Loan Monitoring and updating ONTRACK Reports in compliance with C&I and CRE Desktop Procedures
• Other projects as assigned.

Qualifications:

• Bachelors' Degree or higher with the applicable concentration in Economics, Accounting, Finance, or Communications or equivalent experience."
• Minimum undergraduate GPA of 3.25
• Excellent verbal and written communication skills
• Varied underwriting experience
• Proficient in industry research & analysis
• Flexible and adaptable to a dynamic environment
• Proficient in Microsoft Excel

Compensation:The base pay range for this position is USD $27.00/Hr. - USD $35.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.