Bsa Analyst Ii

BSA Analyst II
The Nuts & Bolts:

The Bank Secrecy Act (BSA) Analyst II is responsible for the operations of all aspects of the Bank Secrecy Act compliance program as it relates to Lewis & Clark Bank (“Bank”) and Banking as a Service (BaaS). The BSA Analyst II will triage AML/Fraud alerts, conduct case investigation, and file Suspicious Activity Reports (SARs) when necessary. Daily monitoring of Customer Identification Program compliance/Beneficial Ownership Information, using industry standards and regulatory guidance to ensure the Bank’s compliance efforts are maintained is also a critical component of this position. Also expect to review and escalate watchlist alerts (OFAC, 314a) and conduct Enhanced Due Diligence (EDD) reviews.

Have we piqued your interest? Keep reading for all the details.

The Details - If You Know Your Stuff This All Makes Sense:

AML Investigation

* Supports the BSA Officer in the execution of the BSA program and ensures adherence to regulatory agency directives, memoranda, interpretive rulings, laws and regulations affecting the Bank and the Channel Partners.

* Reviews BSA/AML automated system alerts and reports, investigating and researching activity to determine whether identified transactions or suspicious activity meets reportable government agency requirements.

* Reviews Watchlist, OFAC alerts and 314a, to determine true matches.

* Conduct Enhanced Due Diligence (EDD) reviews on higher risk Bank and Channel Partner customers.

*Stays current on certifications, industry standards and trends and proposes actual changes relating to BSA .

*Assists with reviewing and updating BSA policies and procedures .

*Performs other tasks as assigned by the VP/BSA Officer and/or Senior BSA Analyst .

* May assist the BSA Officer in conducting training for branch/lending operations and management staff.

Fraud Investigation

* Ensures time sensitive investigations of external and internal fraud against the Bank and Bank members are completed, including but not limited to check fraud, fraudulent debit/credit card transactions, online fraud, forgery, theft, and identity theft, elderly abuse.

* Other duties and projects as assigned.

All employees are responsible for internal controls in the performance of their assigned duties. Internal Control responsibilities are established in various policies, procedures, and documents, including the Code of Conduct.

Deal Breakers:

The Bank's BSA Analyst IImusthave the following characteristics/qualifications:

* Thorough knowledge of Bank Secrecy Act, USA Patriot Act, OFAC, fraud and regulations.

* Ability to explain BSA concepts with confidence: AML, CIP, KYC, BOI, CDD, EDD, OFAC, SAR.

* Ability to organize, analyze and interpret data to explain complex irregularities or trends.

* Ability to develop, create and improve systems, structures, and processes.

* Ability to observe strict confidentiality requirements.

* Strong analytical skills and ability to resolve complex problems with minimum guidance.

* Strong attention to details and accuracy.

* Effective time management, planning and organizational skills.

* Ability to manage multiple tasks/projects and deadlines simultaneously.

* Is a self-starter that requires little to no prompting from supervisors.

* Strong verbal and written communication skills.

* Strong research skills from all available sources.

Lewis & Clark Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Job Type: Full-time

Pay: $60,000.00 - $75,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Parental leave
• Retirement plan
• Vision insurance

Physical setting:

• Office

Schedule:

• Day shift
• Monday to Friday

Education:

• Bachelor's (Preferred)

Experience:

• AML, consumer compliance, audit or bank operations: 2 years (Required)
• Banking as a Service (Baas): 1 year (Preferred)

License/Certification:

• Certified Anti-Money Laundering Specialist designation (Preferred)

Work Location: Hybrid remote in Oregon City, OR 97045