Advanced Analytics and Credit Risk Modeling Analyst

First Help Financial is one of the fastest growing and most diverse companies in the U.S. We provide auto loans to the underserved and care for our customers and partners with exceptional service. Through flexible financing options and tri-lingual support, we offer consumers an easier way to finance their first car. We lend to and support our portfolio which has consistently grown 40% each year over the last five years.

Are you a data science professional that enjoys statistical modeling?

Here you will find hard-working colleagues that come from over 20 countries. We hold ourselves to the highest standards of professionalism but also enjoy our work. Our culture and benefits are geared towards making you successful in life and comfortable at work.

Your Title: Advanced Analytics and Credit RiskModeling Analyst

Your Location: Remote/Anywhere in the US

You Report To: Director, Modeling and Advanced Analytics

Your Hours: Monday-Friday 9am-530pm EST

Compensation: a base salary starting at $70,000+ plus bonus!

About the Opportunity:

First Help Financial, voted and certified as a “Great Place to Work” by our workforce for three years in a row, is adding a new Advanced Analytics and Credit RiskModeling Analyst to our Credit & Strategy department to accommodate our remarkable growth! The Advanced Analytics and Credit RiskModeling Analyst role will work closely with C-level execs to play a pivotal role in growing the company. You will see the challenges and opportunities of building a company through technology and use internal and external data to influence decision making. As part of a very small team focused exclusively on Modeling, Strategy & Analytics, you will see everything that it takes to grow a business.

Responsibilities:

· Develop, validate, and maintain Originations, Pricing, Loss Forecasting, Servicing, and Collection scorecards.

· Evaluate various new programs and data sources and their impacts on the company’s profitability and potential growth.

· Perform ad-hoc and what-if analysis for various business process improvements and strategic initiatives.

· Continuously improve modeling methodology while keeping abreast of regulatory requirements for modeling usage in auto industry.

What you bring:

· Bachelor’s degree in quantitative fields such as Statistics/Data Science/Econometrics/Mathematics/ Business Analytics preferred.

·Prior 2+ years’ experience as a risk modeler, risk analyst, Credit Risk analyst or portfolio analyst in financial industry is preferred.

·Experience with a data scripting language (Python, SAS, R) & SQL and analyzing large and complex data sets is required.

·Excellent knowledge of various statistical techniques and having built statistical models (Logistic/linear Regressions, Boosting/bagging, SVM, Time series, Survival Techniques, Clustering, CHAID/Classification trees, deep learning etc) is a plus.

·Strong written & oral communication skills, with an ability to create clear and concise communication is required.

FHF Benefits:

Great Perks – We offer generous salaries, competitive health and welfare benefits, paid vacation, 401(k) match, tuition reimbursement, quarterly social outings, monthly lunches, a robust employee recognition, and training development program to enhance your career with us.

Culture - We are believers in maintaining a healthy work-life balance. While we work hard and care deeply about our customers and partners, we want you to have room for your family, friends, and yourself.

Growth - Company growth provides unprecedented career growth. FHF’s extraordinary year over year growth in revenue and new markets provides opportunity for you to establish and develop your career growth. We engage each employee to build a career plan that benefits everyone, and we have a proven record of investing in you.

Diversity and Inclusion:

FHF is committed to building a culture that respects and embraces all walks of life, inclusive of all genders, race, culture, age, sexual orientation, and other identities. We will make accommodations when interviewing anyone with special needs.

Keywords: Risk Analyst, Risk Analytics, Credit Risk, Auto Risk, Credit Modeling, Predictive Modeling, Scorecard, Statistical Modeling