VP, Compliance

Come join a growing financial technology company that’s leading the marketplace in both the marketing and servicing of credit cards! Continental Finance Company specializes in credit card options for those consumers with less than perfect credit. We are seeking a VP, Compliance to support our Compliance team.

The VP, Compliance is responsible for leading the Fintech line of business compliance management program for cards and loans to ensure compliance with federal, state, and local regulation, and partner relationships.

***CFC offers a hybrid work schedule which includes three (3) core days in the office (Tuesday, Wednesday, and Thursday) and two (2) remote workdays (Monday and Friday)***

Essential Functions:

• Support the Fintech business in the adoption of enterprise risk and compliance framework of policies, testing, training, and reporting.
• Support the execution of risk assessments for business and product areas, analyze gaps identified and recommend remediation actions for risk gaps.
• Facilitate and provide oversight over the development of Fintech compliance policies and development and completion of compliance training.
• Monitor and maintain awareness of regulatory changes relative to the Fintech products and services and work; support the Chief Compliance Officer in efforts to achieve compliance with regulatory changes within Fintech.
• Serve on relevant committees; escalate compliance risks, gaps, and observed issues to relevant committees and persons, including the Chief Compliance Officer.
• Participate in cross-functional meetings (including with strategic internal and external program partners, (e.g., bank partners, product teams, other business areas) to ensure regulatory and risk issues are properly identified and managed in new and existing product and services.
• Collaborate with internal stakeholders to develop an internal testing program that examines business line processes and systems on a recurring basis to ensure proper controls are in place and compliance requirements are met, and to identify instances of legal and/or regulatory violations. Report internal testing results as appropriate, including any identified observations, and assist in risk acceptance or remediation.
• Support the identification of issues (including those identified internally or through third party audits/exams and reviews) and track the remediation of those issues. Follow up on remediation where required and provide regular updates to the Chief Compliance Officer and other compliance team members (where there is cross-functional impact).
• Evaluate new and existing product releases and enhancements to ensure compliance with applicable laws and regulations. Provide technical requirements, as needed.
• Provide strategic compliance guidance for Fintech.

The ideal candidate will have the following:

• Bachelor's Degree is required.
• A minimum of 5 years of experience in a compliance, audit, or testing role at a fintech, bank, auditing, or consulting firm.

• Professional certification (CRCM, CERP, CAMS, CIA, and/or CCSA) or Juris Doctorate (JD) preferred.

• Strong familiarity with laws and regulations related to payments, cards, loans, credit, consumer, etc.
• Ability to read and interpret complex regulatory language, synthesize, and articulate in an easily digestible manner.
• Strong critical and analytical thinking, decision making, and innovative problem-solving skills.

• Ability to communicate effectively with auditors, regulators, and examiners.

• Leader with ability to drive action and build consensus among cross-functional stakeholders.
• Ability to adapt in challenging and changing situations, comfortable dealing with ambiguity and uncertainty.
• Detail oriented with the ability to meet firm deadlines.

Why Continental Finance?

Continental Finance Company (the “CFC”) is one of America’s leading marketers and servicers of credit cards for consumers with less-than-perfect credit. Since our founding in 2005, we have prided ourselves on corporate responsibility to customers in terms of a strong customer support program and fair treatment.  With our success, we have also grown into an innovative financial tech company! With a state-of-the-art consumer marketing and servicing platform, we provide a variety of services to consumers when other financial institutions will not accommodate them. With more than 2.6 million credit cards managed and serviced since our founding, we pride ourselves on putting the customer first. We are not a chartered banking financial institution, nor are we a debt originator or a credit card issuer.

CFC is an equal opportunity employer that is committed to inclusion and diversity. Our company provides equal employment opportunity (EEO) regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status.

CFC is seeking bright, energetic individuals that will help us grow and develop together! We uphold a promise to treat our employees with the same care and concern as we do our customers. We offer all employees competitive compensation and benefits in an exciting, fast-paced business casual environment. Join our growing team and apply online today!

***CFC offers a hybrid work schedule which includes three (3) core days in the office (Tuesday, Wednesday, and Thursday) and two (2) remote workdays (Monday and Friday)*** #LI-HYBRID