Underwriting Associate

We are actively looking for exceptionally talented individuals who are collaborative, confident and motivated to provide a first-class experience to clients. You will be working alongside a team of talented colleagues from other markets, businesses and functions to provide you with the opportunity to take your career to the next level.

As an Underwriting Associate, you are responsible for evaluating, underwriting, monitoring and maintaining the overall credit quality of new and existing loan facilities. You will work closely with internal and external partners to document and close loans thoroughly and swiftly. Additionally, in support of Private Equity, Venture, and other Private Fund clients, you will ensure the client receives exceptional service.

Job Responsibilities

• Underwrite high-quality credit narratives in support of new and existing loans, which includes analyzing multi-year trends and ratios from financial information, understanding cash flow, performing collateral analysis, running credit reports and analyzing KYC information.
• Work closely with multiple internal partners and the client to document and close loans thoroughly and swiftly.
• Research industry trends and risks.
• Create, maintain and monitor all loan and credit files at the highest quality, which entails monitoring existing credit facilities for financial and reporting covenant compliance, detecting early warning signs that could lead to a potential default, monitoring underperforming loans and evaluating proper loan risk ratings.
• Assist the Lending Specialists and Fund Bankers on all levels of the business banking relationship to ensure the client receives exceptional service.
• Identify cross-sell opportunities.
• Lead special projects as needed.

• Bachelor's degree
• 3-6 years of Commercial banking and lending experience
• Strong credit background
• Ability to effectively communicate via phone and in person
• Established network of business clients, prospects, and referral sources
• Ability to review and analyze data reports and manuals; must be computer proficient
• Experience working with senior level clients in banking or another client service role
• Experience working in a collaborative environment
• Ability to become proficient in Microsoft Office, AFS Level III, and Moody's

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents and perspectives that they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. (If you are a US or Canadian applicant with a disability and wish to request an accommodation to complete the application process, please contact us by calling the Accessibility Line (US and Canada Only) 1-866-777-4690 and indicate the specifics of the assistance needed.)

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans

Base Pay/Salary
San Francisco,CA $100,000.00 - $130,000.00 / year