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SalaryExceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications.
We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation.
ONSITE ONLY FORT WASHINGTON, PA AND TEMPE, AZ!
Primary Function
The Underwriter is responsible for responding to internal and external customers on questions regarding loans underwritten by the company. This position will underwrite loans in a timely manner for completeness and compliance with company guidelines, polices, and procedures.
Principal Duties
- Review, analyze, and make final credit decision on loan submissions according to underwriting guidelines, polices, and procedures.
- Review lower risk loan transactions as defined by underwriting manager
- Respond effectively to customers (internal and external) inquiries on loan level questions in a timely and efficient manner
- Discussions with clients on inquiries regarding program and investor guidelines.
- Complete tasks as delegated by manager.
- Review and maintain guidelines to stay up to date with all requirements.
- Enter complete and accurate data in systems to ensure data integrity.
- The proficient use of an automated underwriting system to augment the risk analysis process, which requires acceptance and understanding of artificial intelligence technology.
- Maintain department resource library to maintain reference material.
- Assist in correction of delivery violations on specific files as required.
- Clear conditions on loans approved by other department underwriters
- Reviewing loan trailing docs from imaging system to determine conditions to be assigned and determine if loan resubmissions are complete and can be assigned.
- Monitor set-ups suspend pipeline for follow up on loans submitted for underwriting.
- Handle rush request for condition review and clear conditions as needed.
- Performs related duties as assigned by supervisor.
Education and Experience Requirements
- High School Diploma or equivalent required; 4-year college degree preferred.
Knowledge, Skill and Ability Requirements
- PC skills preferred: Microsoft Word.
- Experience with Windows, Excel, Word, PowerPoint.
- Experience with setup, configuration of computers.
- Excellent customer service skills and analytical skills.
- Excellent verbal and written communication skills.
- Ability to handle frequent changes.
- Ability to work independently and adapt to a constantly changing environment.
- Ability to be a creative and innovative problem solver.
- Good people skills required for training/help desk duties.
- Confidentiality required in handling of security
While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.
#LI-EM1
Company Perks:
- 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
- 9 Paid Holidays
- Casual Workplace
- Employee Engagement Activities
Company Benefits:
- Medical (including Health Savings Account & Flexible Savings Account)
- Dental - RX – Vision – Life, Disability Insurance – 401(k) Plan with company match! – Employee Assistance Plan
- Performance-based Incentives
- Pet Insurance
- Advancement Opportunities
Newrez NOW:
- Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
- 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
- Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
- Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
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