Job Description
Edge (www.edgescore.com) is a data and analytics platform that harnesses bank transaction data to measure consumer credit risk. Founded in 2021, Edge is part of a larger family of FinTech brands that sits underneath our parent company, NinjaHoldings (www.ninjaholding.com). NinjaHoldings' brands also include CreditNinja, a high velocity online consumer lending business, and NinjaCard, a neobanking platform focused on consumers in the emerging credit space.
At our core, Edge is a cash flow bureau (versus a credit bureau). We have proprietary technology and data sets that allow us to extract predictive features from granular bank transaction data and measure the risk of a consumer. Our solutions are built on a massive data lake that uniquely combines performance data from over $500 million in loans with over 3 billion consumer-permissioned bank transactions, an edge that can only be replicated at considerable time and cost. We believe that we provide a benefit to lenders and consumers by providing a more accurate financial picture of consumers who are overlooked, or incorrectly scored by the traditional bureaus, ultimately opening up access to fairer, more accurately priced credit.
With offices in Chicago and employees working remotely from around the world, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.
Key Responsibilities:
- Serve as the lead technical consultant for both prospective and existing customers, translating intricate data insights into actionable strategies and solutions.
- Independently conduct in-depth data analysis on financial datasets, unveiling insights to bolster customer growth and drive product adoption.
- Partner with the sales and customer success teams, spearheading technical discussions and ensuring our offerings align seamlessly with customer objectives.
- Develop and deliver high-impact presentations and reports for a diverse set of customers, underscoring the unparalleled value of our data-driven propositions.
- Take the initiative in educating and mentoring customer technical and business resources, ensuring they derive the utmost value from our suite of solutions.
Requirements:
- 3-5 years of experience in a senior role within Sales Engineering, risk analysis, analytics consulting, or lending.
- Medium to advanced proficiency in data analysis tools, particularly Python and SQL.
- Exceptional communication and presentation skills, with a talent for elucidating complex concepts to a varied audience.
- Proven capability to function independently, owning customer engagements from inception to completion.
- Familiarity with AWS will be considered a strong advantage.
- Prior experience in the lending sector or an in-depth understanding of its landscape will be given preference.
- A foundational grasp of data science and machine learning methodologies is highly desirable.
Benefits:
- Competitive salary and benefits package
- Fun, fast-paced work environment
- Dynamic start-up culture
- Ability to make an immediate impact in a growth stage company
- Convenient downtown Chicago office located in the heart of the city
- Equal opportunity employer