Senior Risk Officer

INTRODUCTION

We welcome you to join our Chino Commerical Bank Team!

We are seeking for a skilled Senior Risk Officer with Banking Experience who is passionate, driven, collaborative, and solutions minded individual to join our team.

We are dedicated in creating a championing environment where you can grow and thrive.

Our mission is to provide exceptional customer service to make a difference in the lives of our customers and communities.

SUMMARY- ESSENTIAL DUTIES

The Senior Risk Officer is responsible for establishing and maintaining the policies and procedures needed to identify, measure, monitor and control the Bank’s operational, compliance, strategic, reputation, credit, interests, liquidity, and price risk categories. This position develops and implements an internal audit/risk control program which independently reviews, examines and evaluates all procedures and operations of the Bank. The Senior Risk Officer audits records and business activates of the Bank to ensure efficient internal controls, compliance with bank policies and government law/regulations, which may include Sarbanes-Oxley Act, Community Reinvestment Act, Bank Secrecy Act, Anti-Money Laundering, and USA Patriot Act requirements. The position is responsible to establish and maintain an enterprise-wide Risk Assessment System which prospectively identifies and measure quantity of risk, quality of risk management, aggregate risk and direction of risk. Senior Risk Officer provides management with an independent evaluation of ongoing operations, adequacy of the internal controls, evaluation of risk and may report finding and risk issues to the Bank’s Audit Committee and/or Board of Directors; collaborates with the Chief Financial Officer and Chief Executive Officer in the overall administration of these directives for the Bank. Participates in various committees, audits and examinations. Performs duties of Privacy Officer. Conducts staff training related to new hires, compliance, customer service, mainframe and software computer programs. Advises the Board of Directors, Senior Management and Bank personnel of emerging compliance issues and consults and guides the Bank in the establishment of controls to mitigate risks. The Senior Risk Officer must maintain compliance within audit, internal controls, security, BSA, and CTR standards.

SECONDARY DUTIES

The position of Senior Risk Officer performs duties specific to the position and other functions as assigned.

SUPERVISORY RESPONSIBILITY

The position of Senior Risk Officer may be responsible for the supervision of two or more employees and normally carries out supervisory responsibilities in accordance with the Bank's policies and applicable laws, ensuring adherence to EEO guidelines.

PHYSICAL DEMANDS AND WORK ENVIRONMENT

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.

The environment for this position is an open office that is mostly clean and comfortable. The employee is in a non-confined office-type setting in which he or she is free to move about at will. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or finger, handle, or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.

The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.

The employee may operate any or all of the following: telephone, copy and fax machines, adding machine (calculator), check protector, scanner, encoder, money counter, credit card terminal, typewriter, computer terminal, personal computer and related printers.

MENTAL DEMANDS

The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.

POSITION REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

Associate’s degree (AA) or equivalent from two (2) year college or technical school; or five (5) or more years of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a financial institution operations, sales or customer service background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.

Strong knowledge and training in branch operation activities, electronic banking services, terminology and products and services relating to retail and commercial account customers.

Strong knowledge of related state and federal banking compliance regulations, and other Bank operational policies.

Strong skills in computer terminal and personal computer operation; mainframe computer system; and word processing, spreadsheet and account opening software programs.

In-depth experience with designing, planning, implementing, and effectively managing a testing/audit program.

Basic math skills; calculate interest and balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; count currency, coin and negotiable instruments in a timely manner.

Effective oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.

Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.

Effective organizational and time management skills.

Ability to work with minimal supervision while performing duties.

Current California driver’s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.

The incumbent must be able to perform this position safely, without endangering the health or safety to himself or herself or others.

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments.

All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills aptitudes and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills or abilities.