Senior Credit Underwriter

As a Senior Credit Underwriter, Inventory Finance you will be expected to execute the risk management and credit underwriting processes within the business unit, based on assigned authority levels and targets. Manages credit and risk process for semi-standard to more complex small to large sized inventory lines for dealerships in the various industries.

Find out more here about how you can unleash your full potential at DLL!

• Assess dealership information as a basis for credit and risk analysis and decisions.
• Analyze financial, asset, market, legal and contractual risk including preparation of MRA analysis and using Central Rating Engine to calculate Risk Rating.
• Prepare credit application reports as a sound basis for own decision-making or decision-making by senior risk officers and risk committee (depending on authority level).
• Decide on credit applications within given authority level in order to support the business unit in achieving its Expected Loss targets.
• Advise, prepare and participate in local risk committee when appropriate on decision-making regarding applications and agreements.
• Monitor the credit/risk profile of assigned portfolio in order to stay in control and access the opportunity for corrective actions.
• Provide information, support, training and align all parties on credit and risk management policies, processes and issues in order to cultivate a sound (credit) risk organization and (credit) risk awareness culture.
• Ensure compliance with global and local credit and risk management policies
• Must have the ability to communicate, both orally and written, with other members of the team and with clients.

All members enjoy

• Two working days per year volunteering for a local charity.
• Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
• Flexible hours with possibility to work from home
• Career development opportunities: online learning, member development programs.
• Check this link to an overview of all benefits in your region.

• Bachelor’s degree with financial/accounting emphasis preferred.
• At least 5 years’ experience in the field of credit analysis, underwriting and risk management.
• Knowledge of vendor programs, financial analysis, portfolio analysis, internal and external regulations, credit/risk management policies and scorecard techniques.
• Strong analytical and financial writing skills.
• Knowledge of inventory financing and security filing, UCC/PPSA, a plus

DLL’s wellbeing ambition is to educate, equip and empower members to build connections, manage their mental, emotional, physical and financial wellness and maintain balance between work and the other priorities that make up their lives.

Our four wellbeing categories are as follows:

• Connection – Build meaningful connections with other DLL members
• Health – Manage mental, emotional and physical health
• Finance – Provide learning opportunities to help members achieve personal financial health
• Lifestyle – Maintain balance between work and life priorities

There are things that matter to our members and the wellbeing of our members matters to DLL!

At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We become from different backgrounds, cultures, nationalities and histories.

But for all of our differences, we share one thing in common: each of us are members of DLL.

Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines.

Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more.

We are a cross-culture collaborative – an interconnected network – that comes together every single day with one goal in mind: Partnering for a better world.

Desired Primary Work Location: Des Moines, IA

Other Acceptable Work Locations: Wayne, PA

Applicable Pay Range

$85,072.32- $127,608.48

DLL is considering candidates in numerous locations. The pay estimate displayed represents the typical pay range for candidates hired for this position in the desired primary work location. Pay may be adjusted outside the projected range based on geographical differentiation as well as for any other lawful reason. Additional factors that may be used to determine your actual pay include your specific skills, years of relevant experience you possess, and other work-related qualifications. Many candidates may start in the bottom half of the applicable pay range, especially those with less experience or qualification.

This position is subject to the terms of DLL’s compensation plans and policies. Further, the position includes all other benefits provided to DLL employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses, and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

• Deadline for application: March 18, 2024 (Due to high volume of applications this requisition may close prior to posted close date)
• The selection process may involve an assessment.
• Applications via email will not be reviewed. Please apply online via our career website: workingatdllgroup.com
• #LI-EMILY
• DLL’s referral program applies
• For more information, please contact our Talent acquisition partner Emily Halgren via emily.halgren@dllgroup.com

DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check.

DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.

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