Senior Aml Investigator

The Role Responsibilities

• To support the Bank's Financial Crime Compliance Americas division (FCC) in ensuring that the business in the US operates in accordance with all legal and regulatory requirements and all Group standards relating to anti-money laundering and counter terrorism financing (AML).
• To conduct investigations that detect and report suspicious activity to governmental authorities and enable the Bank to form sound judgments concerning reputational and other risks and meets expectations of regulators and other compliance stakeholders.
• To support the promotion of the business, culture and practice of FCC within the letter and spirit of US Laws, including local Laws and Regulations, in accordance with Group standards.

Strategy

• To support and deliver against the Bank's FCC Investigation strategy and broader financial crime compliance strategy and core mission.

Processes

• Plan, lead and conduct AML investigations for potential suspicious activity, including those generated from detection scenario processes, the service of subpoenas and warrants, negative media reports, as well as other sources.
• Provide leadership, guidance and direction to the FCC Investigation Unit's AML Investigators through close-collaboration and supervision as well as cyclic Case Reviews, with a focus on these areas:
• Identifying, researching and reporting suspicious activity.
• Managing the investigative process from initial detection to disposition.
• Thoroughly and timely reviewing reports and other investigative leads that potentially identify suspicious activity.
• Formulating and recommending responses to potentially suspicious findings, reporting such activity to the appropriate regulatory authorities, and supporting FCC in developing the Bank's forward-looking risk-mitigation program.
• Support Investigation Group Managers in oversight of AML investigations.
• Coordinate responses and requests pursuant to Section 314 of the USA PATRIOT Act.
• Provide guidance, direction, and assistance to Investigators and other team members in determining whether to close cases, escalate findings and/or file a Suspicious Activity Report ("SAR") with the U.S. Treasury's Financial Crimes Enforcement Network.

Drafting and reviewing SARs:

• Conduct AML investigations with respect to matters presenting heightened complexity, sensitivity and risk.
• Supervise work of other team members to ensure completeness and quality of investigations, and to support quality assurance of investigative documentation.
• Oversee data-entry related to tracking and documenting all investigative steps.
• Assist Investigation Group Managers with administrative responsibilities for direct reports.
• Support the Investigation Unit's internal training program by providing subject-matter expertise to program development, administration and learning delivery.
• Support Investigation Group Managers in the effective engagement of FCC management, internal audit and quality-assurance staff, and regulators, concerning the FCC AML program.
• Promote an environment that supports diversity and reflects SCB core values.

Risk Management

• Identify, assess, monitor, control and mitigate risks to the firm.

Governance

• Awareness and understanding of the regulatory framework in which the firm operates, and the regulatory requirements and expectations relevant to the role
• Deliver 'effective governance'; challenge fellow executives effectively; and work with any local regulators in an open and cooperative manner.

Regulatory and Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Embed the Group's values and code of conduct to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees form part of the culture.
• Local regulator prescribed responsibilities

Key stakeholders

• Head, FCC Controls, Americas
• Head, FCC Investigations, Americas
• FCC Investigations Team Leads, Americas
• SCB Americas Audit, Operational Risk, L&C and SRP departments
• FCC Department in region and globally

Our Ideal Candidate

• 5-7 years of financial services, intelligence or law enforcement. Analytic support with demonstrated success and increasing responsibilities.
• People and process experience is preferred.
• Correspondent Banking experience is a plus
• Minimal of 5 years of Financial Markets and Trade Finance AML experience
• CAM certification preferred but not required
• Bachelor degree in Economic Crime Investigation, finance, accounting, intelligence or criminal justice from an accredited institution or equivalent.
• Advance degree will be viewed positively.

Role Specific Competencies

• CFCC Risk Type Advisory
• Big Data Management
• Business Acumen
• Business Ethics
• CFCC Policies and Standards
• Confidential Investigations
• Cross-functional Collaboration
• Data Gathering and Reporting
• Effective Communications
• Emerging Technologies
• Internal Controls
• Managing Change
• Organizational Governance
• Planning: Tactical, Strategic
• Regulatory Environment - Financial Services
• Relationship Management
• Risk Management
• CFCC Risk Type Advisory

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Expected annual base pay range for the role is $63,498 USD to $96,041 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations.
Visit our careers website www.sc.com/careers