Senior AML Analyst, Investigations

What you'll be responsible for: 

Circle is looking for an Anti-Money Laundering (AML) Investigator to join our Compliance Operations Team helping detect suspicious/illegal behaviors and patterns with a focus on the Suspicious Activity Reporting (SAR) process. In this role, you will investigate customer activity on Circle products and follow Circle policy and standards, as well as compliance obligations in determining course of action. The ideal candidate is a highly motivated, inquisitive individual with a background in AML compliance, who enjoys analytical challenges and isn't afraid of large datasets.

What you'll work on: 

• Conducting comprehensive investigations of potentially suspicious activities such as money laundering, terrorist financing, fraud, sanctions violations, etc. and determining required action.
• Drafting and filing SARs to enforcement networks, and document decisions not to file a SAR - exercise independent judgment and discretion handling sensitive cases.
• Performing transaction monitoring alert reviews to be able to identify when activity requires further investigation.
• Tracing and analyzing flow of funds using blockchain analytic tools.
• Assisting in tracking and completing requests from law enforcement, banking partners, and additional internal/external stakeholders.
• Enhancing and improving current procedures and controls.

You will aspire to our four core values:

• Multistakeholder - you have dedication and commitment to our customers, shareholders, employees and families and local communities.
• Mindful - you seek to be respectful, an active listener and to pay attention to detail.  
• Driven by Excellence - you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals. 
• High Integrity - you seek open and honest communication, and you hold yourself to very high moral and ethical standards.  You reject manipulation, dishonesty and intolerance.

What you'll bring to Circle: 

• Bachelor's degree in related field, Graduate Degree in Law, Business, or Intelligence Studies preferred.
• 4+ years of experience working for a financial institution on AML investigations, ideally conducting blockchain investigations.
• Strong analysis skills, attention to detail and organization skills.
• Experience analyzing large transactional data sets; SQL experience preferred.
• Strong communication skills and ability to develop relationships across the organization and collaborate.
• Experience working with blockchain forensic tools (e.g., Chainalysis, Elliptic, TRM Labs).
• Proven experience filing SARs; knowledge of SAR filing best practices.
• Work well under pressure and tight deadlines.
• CAMS or CFCS certification preferred.
• Experience/familiarity with Slack, Apple MacOS and GSuite.

Additional Information:

• This position is eligible for day-one PERM sponsorship for qualified candidates.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

Base Pay Range: $90,000 - $120,000

Annual Bonus Target: 12.5%

Also Included: Equity & Benefits (including medical, dental, vision and 401(k)). Circle has a discretionary vacation policy. We also provide 10 days of paid sick leave per year and 11 paid holidays per year in the U.S.