Real Estate Underwriter

• Support the Credit Union's culture of compliance by understanding and complying with all federal and state regulations, including the Bank Secrecy Act and OFAC as applicable, including but not limited to adherence with BSA/AML and OFAC policies and procedures regarding large currency transactions, monetary instruments, wire transfers, member identification, OFAC screening, the completion of training, and reporting suspicious activity to the BSA Officer.

Education

• Licensed through NMLS in Florida (required)
• Required 3 years’ experience in mortgage underwriting.

• Associate degree or higher in Business, Finance or related field (preferred).

Skills, and Abilities Required

• Solid understanding of Reg Z and lending compliance (required).
• Demonstrated knowledge of mortgage lending regulations.
• Comprehensive understanding of Real Estate lending products (required).
• Excellent verbal, written and interpersonal communication skills with the ability to explain programs, loan terms, features, policies, and benefits to both internal and external members (required).
• Strong attention to detail and time management skills.
• Proficiency in Microsoft Office (preferred).
• Experience with Episys Quest (Symitar) (desired).
• Display accuracy and professionalism (required).
• Solid understanding of Reg Z and lending compliance (required).
• Successful background screening, drug test, and acceptable credit quality. (required).
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Capacity to gather data, establish facts and draw valid conclusions.
• Generate effective solutions by making sound recommendations that suit the best interest of both the member and the Credit Union.
• Ability to handle multiple tasks while prioritizing the importance of each item in a fast-paced environment with a sense of urgency.
• Highly developed interpersonal skills, motivated, and well organized.
• Excellent analytical and problem-solving skills.
• Maintain integrity of confidential member and team member information.
• Sound and Professional Image.
• Must be able to meet required deadlines.

To perform this job successfully, an individual must be able to satisfactorily perform each essential duty with or without accommodation. The requirements listed above are representative of the knowledge, skill, physical demands and /or ability necessary to achieve success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Link:Accommodations | U.S. Department of Labor (dol.gov)

Physical Demands and Working Conditions

Physical Demands: Physical requirements involve performing general office activities. This role will be required to regularly stand, sit, and talk for long durations. The role will also frequently walk, reach with hands and arms, and will occasionally lift up to 25 pounds.

Working Environment: Normal climate-controlled office setting with moderate noise.

Orlando Credit Union is an Equal Opportunity Employer. As an equal opportunity employer, Orlando Credit Union does not discriminate against any employee or candidate on the basis of age, race, gender identity, gender expression, genetic information, national origin, physical or mental disability, protected veteran status, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by all applicable federal, state, and local laws.

Working Location

• In person

Benefits:

• Medical insurance
• Dental insurance
• Vision insurance
• 401(k)
• Paid time off
• Paid holidays
• Employee discounts
• Tuition Reimbursement
• Professional Counseling & Family Support
• Additional benefits