Property Adjuster

Property adjuster will be responsible for handling minor property damage claims for the school district in Orange County, CA. Perils could in wind, water, and fire damage. Remote position could be 6-8 months or longer preference given to Los Angeles County residents.

This is a remote position. Salary is negotiable commiserates with experience.

• Conducts a prompt, thorough and fair investigation by obtaining relevant facts to determine coverage, origin, and extent of loss. Reviews and utilizes financial statements to adjust complex business interruption losses.
• Conduct on-site appraisal or direct independent adjuster to determine facts relevant causation, damages and exposure.
• Engages and manages consultants as required to assist in determining facts, causation, damages and exposure monitors the costs to ensure they are reasonable and necessary.
• Establishes and maintains accurate loss cost estimates and reserves for each claim for reporting, financial records, and other purposes.
• Keeps the Insured and others informed about the claim's status with clear, timely and accurate written/oral communications. Effectively communicates in writing on moderately complex coverage issues with minimal review and coaching. Determines depreciation of claim.
• Affirms or denies coverage of the claim based on the facts and the policy terms and conditions. Develops information necessary to make advance, partial and final payments when appropriate.
• Meet time requirements of the policy and fair claims handling practices.
• Effectively negotiate settlement of claims of varying complexity and perils. Achieves a prompt, fair and equitable settlement of a claim, where there is policy liability.
• Keeps the electronic claim file properly documented with accurate, clear and timely information and reports that reflects the adjustment activities and substantiates any payments made.
• May participate in quality assurance file review sessions and serve as a technical resource for less experienced claims personnel.
• Will be called upon for catastrophe duty.
• Will be called upon to handle claims across all regions, as needed.

• Knowledge of property insurance; commercial property claims; coverage evaluation; claims investigation, loss assessment, evaluation, and reserves; financial analyses; insurance regulations; negotiation and settlement of high complexity claims.
• Focus on customers, decision making, results oriented, spoken communication, and adaptability.
• An ability to build relationships, listen (i.e., comprehend nuances and acknowledge others' viewpoints), mentor and train team members.
• Write business correspondence, produce accurate work, manage projects and vendors.
• Use core applications/spreadsheets as normally acquired through a bachelor's degree or equivalent.