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Form of workPosition Summary
Credit One Bank is looking for a Data Analyst who will manage an acquisition program in terms of risk performance and overall profitability. Main responsibilities include performing deep dive analysis at the acquisition channel level and ad hoc analyses as needed, identifying opportunities to grow the acquisition volume without negatively impacting the program profitability, and developing and managing the delinquency and profitability forecasting models.
Summary of Essential Job Functions
- Analyze portfolio performance to identify revenue opportunities and risk factors at an early stage.
- Analyze the performances of individual accounts and derive data-driven strategies for risk, collections, and/or marketing treatment strategies.
- Monitor the performance of different acquisition vintages as well as the roll rate of different delinquent/past due / default buckets to define portfolio performance trend.
- Implement performance-based treatment strategies including credit limit adjustments.
- Develop analytical tools ranging from customer segmentation to scorecard development.
- Optimize targeting, offers, and delivery across multiple customer contact points including mail, email, phones, and Digital.
- Perform variance analysis, trend analysis, and find the root cause of gaps.
- Influence business partners with business insights from financial analysis
- Perform other duties as assigned.
Position Requirements
- Bachelor's degree in Finance, Economics, Decision Sciences, Mathematics, statistics, or a related field
- Advanced knowledge in the following: Microsoft Office (Excel, Word, PowerPoint)
- 3+ years of advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS
- 3+ years of work experience in a similar role in a professional corporate environment
- Ability to work well with various departments and teammates.
- Excellent verbal and written communications skills
- Experience data mining large databases
Preferred
- Advanced degree in Business, Mathematics, or Computer Science
- Consumer Credit Card industry experience
- Has VBA knowledge
- Experience in predictive modeling to support risk, fraud, collections, credit lines, and marketing strategies.
- SQL experience is a major plus
- Experience in customer channel optimization - Web analytics is a plus.
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
- Job Family P2 - Experienced Professional
- Pay Type Salary
