Loss Mitigation Assoc I

Space Coast Credit Union (SCCU), the 3rd largest state charted credit union in Florida, is looking for an Loss Mitigation Associate to join our ONESCCU team at our BaytreeHeadquarters or Miramar Operations Center! SCCU has been in business for over 70 years, has over 8 billion dollars in assets and WE ARE GROWING!
Our Members are our top priority and we stand behind our Brand Promise: Honest People, Trusted Products, Time Valued. We offer a rich benefits package and career advancement opportunities.
SCCU Team Member Benefits:

• ONESCCU annual bonus available!
• Medical, Dental & Vision Insurance
• HSA (Health Savings Account) with SCCU matching contribution
• SCCU Paid Long Term and Short Term Disability coverage
• SCCU Paid Term Life Insurance
• Employee Assistance Program (EAP)
• Paid Time Off
• 401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions
• Tuition Reimbursement Program after 1 year of service

• Loan Discounts - Mortgage, 2nd Mortgage, Auto, Motorcycle, Boat, etc. / GAP coverage at half price
• Fixed low rate credit card- 5.99%, if approved
• FREE Identify Theft Protection!
• No fee SCCU accounts

• $23.36 - $25.50

• Serves as main point of contact for members experiencing financial hardships. Offers and structures Loss Mitigation plans such as: modifications, forbearances, short sales, deed in lieu, and settlements to help the members and mitigate losses for the membership.
• Prepares and processes foreclosure actions on defaulted real estate secured loans when Loss Mitigation options have failed.
• Orders repossessions and assigns to wholesale auctions as needed.
• Works with attorneys to ensure bankruptcy, foreclosure, and probate cases are being handled properly and expeditiously.
• Ensures that the Collections system is updated accurately and on a timely basis to properly reflect activities on loans in foreclosure, forbearance, modification, probate, or bankruptcy. Ensures that future follow-up dates are maintained as required. Prepares ad-hoc and periodic reports as required.
• Works to locate and work with members who have charged off accounts on payment and settlement options.
• Manages Insured and Investor Mortgages reporting and Compliance
• Ability to work independently with minimal supervision.
• Ability to communicate clearly and effectively, both verbally and in writing to ensure complete understanding and comprehension of the intent and content of the communication.

• 1-3 years in collections, real estate or mortgage processing/servicing or similar functions or customer service in a financial services environment.

• Monday - Friday 8am - 6pm Rotating Saturdays