Company

Guild MortgageSee more

addressAddressDickinson, ND
type Form of workFull-Time
CategoryInformation Technology

Job description

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

 

Position Summary

The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company’s Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.

 

Essential Functions

  • Obtain an accurate and thorough 1003.
  • Collect supporting documentation from borrower:
    • 30 day paystubs
    • 2 years tax returns
    • Last 2 years W2’s
    • Award letters, disability, trust income, etc.
    • LOE for Gaps in jobs
    • At initial contact with borrower provide needs list and complete application
    • 2 months bank statements
  • Obtain executed disclosures within regulations time frame.
  • Obtain accurate AUS findings.
  • Analyze credit report and financial scenario, determining appropriate loan product(s).
  • Determine (price) a profitable loan and communicate fees to ops team.
  • Submit a complete loan package to processing.

Note:  Processing will not proceed without a complete loan file:  Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.

  • Lock in rate.
  • Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
    • Issue Lender Credit if needed
    • If loan out of balance, work with processor & branch manager to request subsidy
  • Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
  • Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
  • Coordinate, create, track and distribute marketing materials.
  • Manage client and referral partner databases.
  • Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
  • Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.

 

Qualifications

  • High school diploma or equivalent required.
  • At least two years of experience in Mortgage lending or related field.
  • Active NMLS License.
  • Ability to manage multiple priorities; strong detail orientation and highly organized.
  • Works with a strong sense of urgency and responsiveness.
  • Passionate about delivering excellence in customer service.
  • Demonstrated patience and professionalism when interacting with both internal and external customers.
  • Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
  • Strong verbal and written communication skills.

 

Supervision

  • Intermittent to low supervision required, depending on experience
  • Apply sound judgment in execution of core job responsibilities
  • Travel: 0%

 

Requirements

  • Physical: Work is primarily sedentary; mobility in an office setting.
  • Manual Dexterity: Frequent use of computer keyboard and mouse.
  • Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
  • Environmental: Office environment – no substantial exposure to adverse environmental conditions.

 

Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.

 

Refer code: 7672601. Guild Mortgage - The previous day - 2024-01-04 18:38

Guild Mortgage

Dickinson, ND
Jobs feed

Maintenance Technician

Magna

Mesa, AZ

Process Operator

Cargill

Guntersville, AL

Tooling Technician III-B Shift

Magna

Liberty, MO

Production Welder B Shift

Magna

Liberty, MO

Registered Nurse - Night Shift - Now Hiring

Rosewood - A Humangood Community

Bakersfield, CA

$37.00 to $45.00 per hour

Restaurant Manager - Quarterly Bonus Available

Chili's

Lubbock, TX

$55000 - $65000 per year

New Graduate Nurse - Now Hiring

Fresenius Medical Care

Bakersfield, CA

Childcare Needed

Care.com

Bakersfield, CA

Territory Sales Manager - Now Hiring

Uline, Inc.

Bakersfield, CA

$75000 - $95000 per year

Share jobs with friends

Related jobs

Loan Officer - Location Fargo North Dakota

First State Bank of Cando - Senior Loan Officer

Eide Bailly Llp

Depends on Experience

Cando, ND

3 months ago - seen

First State Bank of Cando - Senior Loan Officer

Eide Bailly Llp

Cando, ND

3 months ago - seen

Loan Officer

Caliver Beach Mortgage, Llc

Bismarck, ND

3 months ago - seen

Mortgage Loan Officer

Venture Bank

Bismarck, ND

3 months ago - seen

Loan Review Officer

Bank Forward

From $75,000 a year

Fargo, ND

4 months ago - seen

Loan Officer

StocK Growers Bank

DOE

Lisbon, ND

5 months ago - seen

Loan Officer

Bank North

Mayville, ND

6 months ago - seen

Mortgage Loan Officer in North Dakota

Morty

Bismarck, ND

6 months ago - seen

Ag/Commercial Loan Officer - Maddock

North Star Community Credit Union

Maddock, ND

6 months ago - seen

Loan Officer - Williston, ND

Benchmark Mortgage

Minot, ND

6 months ago - seen

Loan Officer - Location Fargo North Dakota

Guild

Dickinson, ND

6 months ago - seen

Vice President - Loan Officer

BankNorth

Oakes, ND

6 months ago - seen

Loan Officer

STOCK GROWERS BANK

Forman, ND

6 months ago - seen

Loan Officer - Minot, ND

Benchmark Mortgage

Minot, ND

6 months ago - seen

Loan Officer

Stock Growers Bank

Milnor, ND

6 months ago - seen

Agriculture Loan Officer

Bank Forward

Grand Forks, ND

6 months ago - seen

AVP/VP Loan Officer

AgCountry Farm Credit Services

LaMoure, ND

6 months ago - seen

Loan Officer

Benchmark Mortgage

Fargo, ND

6 months ago - seen