Loan Officer Inbound Leads + Transfers

E Mortgage Looking to hire experienced Loan Officers for inside and outside loan agents to join our company. Individuals with a book of business and a track record can fund loans with top lenders nationwide and smooth closing with our internal operation team.

Advantage:

• Work with top lenders nationwide
• In house processor and underwriting
• Program and training on all mortgage programs. -Purchase, Refinance, Fannie/Freddie/FHA/VA/USDA/Jumbo, Bank statement, stated, HELOCs, reverse mortgages, low fico, commercial, hard money, down payment assistance, DSCR.
• Remote LOS System access and pricing engine
• Full operation support to be successful.
• Industry leading Comp Plan with super low online rates and fees.

We are looking for:

• Proven lending sales experience.
• Strong problem-solving skills for all loan scenarios
• Great knowledge of current mortgage products
• Organizational skills and attention to detail
• Excellent communication and writing skills.

Job Description
-Full time, part time, or on the side.
-Work remotely/telecommuting with your referrals and self-generated clients.
-Represent buyers/sellers and help with mortgage financing, ‘All under one roof!’
-Option to work in another career and still help family and friends with their homes while earning big commission checks.
-No requirements to go into an office - no micro managing. No set hours.

Compensation:

• Competitive compensation plan.
• 1099 payout

Comp Plan 70% of Revenue

Weekly payouts 1099 Commission

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

File flow is easy
1. Price out your scenario and choose from over 90 lenders to find the best rate in the nation!
2. Pull credit and send your file to Processing
3. Processing will prepare and send out disclosures, open title/escrow, order the appraisal, submit the file
5. Work the conditions with Processing and your borrower (LOA can gather conditions for your borrower)
6. Help walk your borrower through the closing
7. Daily payouts!

Job Type: Full-time

Pay: From $20.00 per hour

Expected hours: 40 per week

Benefits:

• Flexible schedule

Compensation package:

• Bonus opportunities
• Commission pay

Payment frequency:

• Paid semi-monthly

Schedule:

• 8 hour shift
• Monday to Friday
• Weekends as needed

Work setting:

• Office
• Remote

Ability to commute/relocate:

• Orange, CA 92868: Reliably commute or planning to relocate before starting work (Required)

Experience:

• Fair Housing regulations: 1 year (Preferred)
• Loan origination: 1 year (Preferred)
• Sales: 1 year (Preferred)

Work Location: In person