Life Underwriter

Job Summary:

The Underwriter is a junior-level underwriter who is fully trained with a minimum of two years of underwriting or related experience to approve cases up to a specific standard and substandard limits.

Duties/ Responsibilities:

·         Underwrite individual life insurance applications, within guidelines set for the issuance of policies on a standard or substandard basis

·         Determine whether to accept, modify or decline a risk through evaluation of an individual’s medical history or physical condition, occupational hazards, financial background, insurable interest, and other information pertinent to the decision

·         Has contact with the field force to gather information on which to base decisions

·         Consult with superiors or medical department concerning any questionable medical or personal situations

·         Superiors review cases requiring higher ratings or amounts in excess of prescribed limits

Required Skills/Abilities:

·         Analytical skills and computational aptitude

·         Sound judgement

·         Negotiation and interpersonal skills

Education and Experience:

·         Minimum 2 years of underwriting or related experience

·         Bachelor’s degree preferred

·         Fluent in English and Spanish, a plus

·         Complete LOMA’s Certificate in Underwriting

Physical Requirements:

·         Prolonged periods sitting at a desk and working on a computer

Schedule and Salary Range:

·         Full-time, in-office position

·         Monday through Thursday: 8:00 a.m. – 4:45 p.m.

·         Friday:  8:00 a.m. – 3:00 p.m.

·         Salary Range:  $60,000 - $80,800 annually