Indirect Auto Underwriter II (remote)

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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Responsible for evaluating and making prudent credit decisions within established credit policy and exception guidelines in compliance with all state and federal regulations, on indirect loan applications from our automobile dealership base.

Position requires Indirect Auto lending experience.

This is a fully remote position with requirement that individual may located in either the Eastern or Central time zone.

ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Adhere to Truist credit guidelines and operating procedures.
2. Analyze information received from credit application and credit reporting agencies to render prudent credit decision.
3. Meet decision turn around service levels while processing a high volume of applications.
4. Develop and maintain a strong working relationship with our dealer clients through telephone calls and occasional dealer visits.
5. Assist our operations team in resolving problems related to the funding of dealer’s loans.
6. Work with our Dealer Relationship Managers to build strong dealer relationships.
7. Monitor dealer performance to ensure dealer meets our performance and efficiency guidelines.
8. Assist business partners in problem resolution on indirect loan customers.
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor’s degree, or equivalent education and related training, or experience
2. Three to five years indirect lending experience
3. Strong analytical ability
4. Demonstrated proficiency in basic computer applications
5. Excellent written and verbal communication skills
6. Must be able to work a flexible schedule including nights and weekend
7. Ability to work in high volume, fast paced environment

Preferred Qualifications:
1. Bachelor’s degree in Finance or Business field
2. Demonstrated proficiency in Microsoft Office software products

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.

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