Field Property Claims Adjuster - Manchester, NH

Job Summary

• Investigates, determines liability, confirms coverage, establishes damages, and negotiates settlement of claims.
• Will also be required to maintain an active adjusters license in states where required.

Essential Job Functions

• Investigates, confirms coverage, determines liability, establishes damages, reports status and negotiates the settlement of assigned cases (has authority to make payment of assigned claims within prescribed limits).
• Adjusts all types of claims. Inspects damaged property and vehicles, and determines claims related damage.
• Estimates the cost of repair or replacement of damaged or stolen property and vehicles.
• Determines and reports on subrogation potential.
• Initiates the sale of salvage vehicles, personal property, and miscellaneous salvage items.
• Reports theft, fraud, and arson losses as required to state and industry agencies.
• Performs most duties on an individual basis, and work has a direct bearing on Management results.
• Represents the Company from a public relations standpoint and must conduct oneself as a member of Management at all times.
• Personal contacts are a major part of activity and include policyholders, claimants, agents, witnesses, repair facilities, contractors, police and fire departments, state and county fraud and arson personnel, special investigators, attorneys, expert witnesses, members of the medical profession and all other persons incident to the investigation and processing of claims.
• Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 23 days.
• Promotes safety at all times and complies with safety/ergonomic standards as outlined in relevant company published manuals.
• Performs other duties as assigned.

Education Requirements

• High school diploma or equivalent required.
• Bachelor’s degree preferred.
• Outside insurance education (CPCU, GCA) preferred.

Experience Requirements

Candidate qualifications may be reviewed against the requirements for the associated levels of this position's core function. Salary grade will be dependent on the selected candidate's experience and skills.

• Entry level
  • None.
  • Must achieve minimum passing scores on all claims training exams.
• Middle level
  • Successful demonstration/completion of the Senior Claims Representative prerequisites, proficiencies, and exams, as required based on unit assignment.
  • External candidates should also have a minimum of one year of prior claims or two years of related industry experience.
• Senior level
  • Successful demonstrate/completion of the Special Claims Representative prerequisites, proficiencies, and exams, as required based on unit assignment.
  • External candidates should also have a minimum of two years of prior claims experience.

Special Skill Requirement

• Communication
• Personal Computer Literate
• Valid driver's license
• Bondable

Physical Actions

• Bending Pulling Sorting Carrying up to 50 lbs.
• Pushing Speaking (English) Climbing Reaching Standing Key entering Reading (English) Walking Kneeling Seeing Writing (English).

Physical Environment

• Required job duties are normally performed in a climate- controlled office environment, but with exposure to some or all of the following environments when in the field:
  • Uncontrolled outside environmental conditions
  • Excessive noise levels
  • Chemicals
  • Chemical/biological conditions
  • Moving mechanical parts
  • Areas considered dangerous conditions, which could affect the respiratory system or skin such as: fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.