Field Claims Adjuster

POSITION

BMI Company, Inc. is seeking a qualified applicant to fill the position of FieldClaimsAdjuster for the St. Clair, Missouri area. The territory includes several surrounding counties in Missouri.

DUTIES

• Plan and schedule daily work to process claims and inspections
• Investigate and process insurance claims
• Interview claimant and witnesses to gather pertinent information.
• Handle property claims involving damage to buildings and structures, or liability claims involving personal injuries or third-person property damage from liability situations, such as slip and falls, dog bites, or alleged negligent behavior.
• Inspect property damage to determine the extent of damages.
• Verify that coverage applies through an insurance policy.
• Evaluate damages to ascertain compensation amount.
• Consult police and hospital records.
• Consult with accountants, architects, construction workers, engineers, lawyers, and physicians to get expert evaluation.
• Examine photographs and statements.
• Listen to or watch audio or video surveillance.
• Record data and statements in the report.
• Evaluate all information to determine how the claim should be handled.
• Negotiate with the claimant to settle the claim.
• Prepare and present claims to insurance companies.
• Performing an on-site inspection, evaluating the exposures and controls, and developing recommendations to improve risk’s insurability.
• Uploading completed reports, photos, and diagrams through a special website or completing reports on web-based systems.

QUALIFICATIONS

• Must be able to stand for extended periods of time.
• Must be able to safely climb ladders and navigate tall or steep roofs.
• Must be able to lift approximately 50 lbs.
• Must be able to access and navigate crawl spaces, attics & other similar tight spaces.
• Must be able to perform other physical tasks as they arise.
• Possess appropriate interpersonal communication, organizational, analytical, and decision-making skills.
• Ability to utilize various computer software programs to include: Microsoft Office programs, Xactimate Estimating Software, and other appropriate applications.
• Self-motivated and can work independently.
• Strong verbal and written communication skills with a customer service orientation.
• A college degree is preferred, but a minimum of a high school diploma or GED is required.

COMPANY DESCRIPTION

BMI Company, Inc. (BMI), a local Mutual insurance company, established in 1891 and is located in Billings, Missouri. We focus on building personal relationships, being advocates for their clients and being a leader in Claims customer service. BMI has been in existence for 130+ years and has remained a consistent local employer in southwest Missouri for the entirety of its existence. Insurance lines of business at BMI include Homeowners, Farm, Personal Automobile, and Business insurance. We are proud to provide services to policyholders throughout the entire state of Missouri.

DEPARTMENT DESCRIPTION

Our Claims Department is responsible for adjusting claims for all lines of business from first notice of loss to conclusion. We have a strong focus on customer service and helping our clients through what can be difficult moments in their lives.

BENEFITS

A company car, computer, cell phone, and other necessary equipment will be provided. We offer a comprehensive benefits package.

OTHER

A comprehensive background check will be conducted and the applicant should possess a clean and clear driving record.

HOW TO APPLY

Please submit a résumé.

Job Type: Full-time

Pay: $45,994.99 - $55,391.81 per year

Benefits:

• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Retirement plan
• Vision insurance

Schedule:

• Monday to Friday

Work setting:

• Office
• Outdoor work

Experience:

• construction: 2 years (Preferred)

Work Location: On the road