Director, Financial Analytics

Overview

About American Credit Acceptance

A national leader in the auto finance industry, American Credit Acceptance partners with car dealerships across the country to empower the emerging credit consumer to purchase reliable, affordable transportation. We are a fast-paced, entrepreneurial company that has delivered excellent profitability, regulatory rigor and over 20% annualized growth since our inception in 2007.

                                                                                                                

About the Team

The Finance Analytics and Strategy Team (FAST) provides analytic and quantitative support for all areas of Finance. Specialists in customer data, they are to go-to experts for data on customer accounts for securitization and pledging, profitability analysis, reserves modeling and Financial reporting. The team acts as internal management consultants to solve real business problems. You'll go beyond basic predictions and partner with business leaders to maximize performance of our loan portfolio, minimize risk and losses, and identify key leverage points to drive efficiencies.

 

What You'll Do

As a core member of Finance Leadership team, you'll utilize your business acumen and ability to connect data to financial outcomes to lead a team of analysts to uncover insights, build solutions, and influence business direction.   

 

Who You Are

• Comfortable translating business data to business impacts and building collaboration between technical and Finance teams
• Analytic problem solver who can identify the reasons behind the numbers, and communicate them to a business audience
• Catalyst for business change with a desire to make decisions that are implemented fast
• Driver of "think tank" culture with a desire to build teams that openly debate new ideas and embrace experimentation
• Experienced leader who puts the team first and is excited to work in a collaborative, team environment
• Enthusiastic coach who enjoys the process of providing actionable feedback to teammates (not just to direct reports but also to peers and senior executives) to help individuals and the team maximize its potential
• Fulfilled by the journey of continuous improvement, inclusive of having the humility to recognize and learn from mistakes

 

Your Role

• Lead teams to analyze large amounts of structured and unstructured data using database querying and analytical tools such as complex liability cash flow (securitization) modeling, company ROA models, allowance/reserves analytics, tax modeling and ad-hoc financial reporting.
• Leverage R, Python, SQL, Tableau, and other quantitative analytical platforms to extract and manipulate large datasets, as well as to develop, analyze, validate and deploy predictive models.
• Partner with business leaders across functional areas, including Operations, Legal, Compliance, Information Technology, Vendor Management, and Finance to develop analytical tools.
• Leverage statistical models and collaborate closely with technology and business groups to analyze operational feasibility, implementation, and production integration; monitor performance and determine when it is appropriate/necessary to update/refresh.
• Coach and develop a team of direct reports.

 

Qualifications 

• 8+ years of relevant work experience including 4+ years in a leadership role
• Master's degree or higher in Business, Statistics, or a related analytical field preferred
• Exceptional written and verbal communication with the specific ability to convey technical results to non-technical audiences.
• Experience developing analytic talent and developing their skills and career paths
• Solid financial and analytical skills with a keen attention to detail and the ability to problem solve
• Strong experience analyzing trends, variances, and other performance measures

 

Supervisory ResponsibilityThis position will lead a team of 3-5 people including, Manager-level associates.

 

Work Environment and Physical DemandsThis job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

 

Position Type/Expected Hours of WorkThis is a full-time position. Days of work are Monday through Friday during normal business hours. Hours may vary or exceed 40 in any given week depending on the needs of the business.

 

100% Onsite in Spartanburg, SC

 

Must be able willing to commute to office or willing to relocate. 

 

TravelLimited travel is expected for this position.

 

EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. 

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

 

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Responsibilities

see above

Qualifications

 

 

Supervisory Responsibility

This position may supervise Managers and Analysts in the Finance department.

 

Work Environment and Physical Demands

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

 

Position Type/Expected Hours of Work

This is a full-time position generally working a Monday through Friday 8 am - 5 pm schedule.

 

Travel

Up to 15% travel may be needed in this role. 

 

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

 

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Employment Type: OTHER