Dept Banking - Financial Examiner Iii-Iv Corporate Analyst

Job Description
Complete college transcripts showing all coursework must be uploaded in CAPPS for your application to be considered.
Email jobs@dob.texas.gov as soon as possible with questions or issues regarding transcripts.
Mission:
The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system.
General Description:
Under the general direction of the Director of Corporate Activities, reviews applications and notice filings by non-problem financial institutions, applications for licenses and registration certificates. Communicates summaries and recommendations with written memorandums and conducts meetings with the applicant's management and personnel as well as DOB personnel. Works under general supervision with limited latitude for the use of initiative and independent judgment.
Contacts:
Has direct contact with the Director of Corporate Activities, other Department staff, examiners, other regulators, the public, representatives of regulated entities, boards of directors, and staff of regulated entities.
Duties and Responsibilities:

• Develops and maintains knowledge and skills in trust, money services businesses, bank information technology, and commercial bank examinations.
• Reviews less complex bank, trust, and money services businesses filings.
• May assist in the on-site examination of state-chartered banks or investigation of charter or conversion applications.
• Reviews and analyzes bank records to determine the bank's financial condition and compliance with laws, regulations, supervisory guidelines, and internal policies and procedures.
• Communicates findings to the applicants, Board of Directors and their representatives through oral presentations, and prepares written summaries and recommendations as prescribed by Departmental guidelines in a thorough and timely manner.
• Conducts financial analysis and reviews of projections and proposals for compliance with applicable laws and regulations.
• Prepares work papers to document procedures and to support findings in accordance with established procedures.
• Performs investigative, analytical, and administrative duties as assigned.
• Performs related work as assigned.

Qualifications:
Required Minimum Qualifications:
Experience and Education Requirements
Financial Examiner III

• Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, (nine preferred), in accounting to include basic and / or intermediate accounting. A complete copy of college transcripts must be uploaded to your CAPPS application to be considered. (Evaluation of Foreign Credentials by a NACES or AICE member evaluation service must be submitted if all or part of degree was completed outside the U.S.)
• Two years progressive, responsible experience in the regulation, examination, licensing and auditing or analysis of financial institutions, trust, money services businesses, or other regulated entities.

OR

• Four years of progressive responsibilities in financial institutions, trusts, money services businesses or other regulated financial services in the areas of risk, audit, legal or lending.

Financial Examiner IV

• Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, (nine preferred), in accounting to include basic and / or intermediate accounting. A complete copy of college transcripts must be uploaded to your CAPPS application to be considered. (Evaluation of Foreign Credentials by a NACES or AICE member evaluation service must be submitted if all or part of degree was completed outside the U.S.)
• Three years as a current or former bank examiner commissioned by a federal banking or thrift regulatory authority, Texas Department of Banking, or another approved state banking regulator. Internal applicants must have completed all phases of the Department's Commissioning Process.

OR

• Five years progressive responsibilities in financial institutions, trusts, or money services businesses or other regulated financial services in the areas of risk, audit, legal or lending.

Preferred Qualifications:

• Successful completion of bank operations and trust schools.
• Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing.

Special Requirements:

• Position requires some overnight travel. 20%.
• Must possess or obtain within six months a valid Texas Driver's License. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection.
• This position requires that the incumbent demonstrate strong personal financial responsibility and integrity.
• Final applicants may be subject to an employment credit check, driving record check, and criminal background check.

Knowledge, Skills and Abilities:

• Ability to communicate orally and in writing.
• Possess intermediate skills in Microsoft Word and Excel.
• Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees, and the public.
• Ability to be self-motivated and exercise initiative and independent judgment.
• Ability to learn moderately complex technical issues and maintain complex records.
• Ability to learn common accounting practices used in the banking industry.
• Ability to learn to analyze financial statements, reports, records, and forms.
• Ability to read, comprehend, and apply rules and statutes regulating the banking industry and money services businesses.
• Ability to maintain confidentiality and handle sensitive information.

Registration, Certification or Licensure: None Required
Physical and Cognitive Requirements:
The physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copier, printer, telephone, and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual, speech, and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers.
The position requires:

• Regular and punctual attendance.
• Frequent use of personal computer, copiers, printers, and telephones.
• Frequent sitting.
• Frequent work under stress, as a team member, and in direct contact with others.
• Position requires at least 20% overnight travel.

Application Process:
Applications should be submitted online through CAPPS Recruit at:https://capps.taleo.net/careersection/451/jobsearch.ftl?lang=en
Applications Submitted through Work In Texas:
Applicants may submit applications through Work In Texas (WIT), however applicants must complete the supplemental questions in CAPPS Recruit to be considered for the position. In order to complete the supplemental questions, please register and/or login to CAPPS Recruit and access your profile. Go to CAPPS Recruit to Sign In (Link: https://capps.taleo.net/careersection/ex/jobsearch.ftl?lang=en)
Your job application must be complete and thorough including responding to all the supplemental questions. Your application must contain complete job histories, which includes job titles, dates of employment, name of employer, and a description of duties performed. If this information is not submitted, your application may be rejected because it is incomplete. Resumes do not take the place of this required information.
Transcripts:
A copy of college transcript(s) issued from the registrar must be uploaded in CAPPS for your application to be considered complete. Evaluation of Foreign Credentials by an accredited service must be submitted if all or part of degree was completed outside the U.S.
Military Crosswalk information can be accessed at:
https://hr.sao.texas.gov/Compensation/MilitaryCrosswalk/MOSC_AccountingAuditingandFinance.pdf
Remarks:
State law prohibits any employee of the Department from being or becoming "directly or indirectly indebted to, or financially interested in an entity supervised or regulated by the Banking Commissioner." See Texas Finance Code, Section 12.107.
Those selected for an interview will be contacted by telephone. Final male applicants between the ages of 18 to 26 will be required to furnish proof of registration or exemption from registration with the selective service system.
E-Verify - This organization participates in E-Verify. This employer will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee's Form I-9 to confirm work authorization.
The Texas Department of Banking is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, national origin, veteran status, age or disability in employment or the provision of services. A disabled individual requiring reasonable accommodation shall not be denied opportunity due to the disability. The applicant should contact Human Resources if reasonable accommodation is required during the application process at (512) 475-1347.