Data Scientist Ii

CreditServe, Inc. – Data Scientist II

As a premier consumer finance consulting company, we offer innovative solutions and personalized service that consistently exceeds expectations. At CreditServe, our goal is to provide the highest level of availability, flexibility, and personalized solutions to our clients.

Position Description

The successful candidate for this role will be responsible for developing, implementing, and monitoring models and underwriting strategies. These models will be developed using both traditional modeling techniques and machine learning. The models will focus on creditworthiness and fraud, while the underwriting strategies will focus on loan terms and automated verifications. As a subject matter expert, the individual must stay informed about industry standards, resources, and best practices. This role will report to the Manager of Model Development. Must display the ability to deliver results promptly.

Core Responsibilities

• Work effectively with internal stakeholders to meet the data needs of the business, translating business needs into analytical requirements.
• Manage multiple projects simultaneously and prioritize them appropriately.
• Demonstrate a proactive work style and creative problem-solving skills, while handling multiple projects and maintaining a strong work ethic.
• Pay close attention to detail, quality, and follow-through with a commitment to continuous improvement and the elimination of performance variability.
• Conduct statistical analyses, build predictive models, and support decision engine configuration.
• Present information using data visualization techniques.
• Document all processes and research thoroughly.
• Presents information using data visualization techniques.

Qualifications

• Excellent verbal and written communication skills.
• Proficient with Microsoft Office Suite or related software.
• Excellent organizational skills and attention to detail.
• Excellent time management skills with a proven ability to meet deadlines.
• Strong analytical and problem-solving skills
• Ability to function well in a high-paced and at times stressful environment.
• Undergraduate degree in Applied Statistics, Predictive Analytics, or similar.
• Traditional modeling experience using Logistic and Linear Regression.
• Ability to discover insights from disparate data sources.
• Machine learning experience.
• 5+ years of Consumer Finance analytical experience.
• Python or R coding experience.
• SQL coding experience.
• Data ingestion and cleansing experience.
• Credit Bureau data experience.
• Decision Engine management experience.
• Auto Finance experience.

Why Us

At CreditServe, we pride ourselves in our team’s skill sets and ability to produce industry-leading results from a small, elite team. We want to invest in long-term employees who can learn quickly and grow with us. By joining us, you will be involved in developing industry-leading solutions, have extremely valuable resources to learn from, and work for a company that highly values its talented employees. We also offer a very competitive benefits package, including 401k.

Job Type: Full-time

Pay: $100,000.00 - $110,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Compensation package:

• Bonus opportunities

Experience level:

• 5 years
• 6 years

Schedule:

• Day shift

Education:

• Bachelor's (Required)

Experience:

• Consumer Finance: 5 years (Required)
• Decision Engine Management: 5 years (Required)
• Credit Bureau: 5 years (Required)
• Auto Finance: 4 years (Preferred)
• Traditional Modeling: 5 years (Required)
• SQL Coding: 5 years (Required)
• Data Ingestion and Cleansing: 5 years (Required)

Work Location: Remote