Credit Analyst

First General Bank is a full-service commercial bank, with an emphasis on developing a business and professional clientele within the Southern California area. First General Bank focuses on personalized service, combined with a full range of traditional and online core consumer and commercial banking products and cash management services for small to medium sized businesses and individuals residing or doing business in southern California.

Operating on the strategic advantage of knowing the community and the commitment to superior customer service, First General Bank has earned the trust and support from its customers and recognition from industry groups as one of the leading banks in its class.

First General Bank provides superior, efficient, and personalized customer service. The Bank has demonstrated strong financial performance year after year, and has been rated as “FIVE-STAR Bank” by Bauer Financial, “Super Premier Performing Bank” by Findley Reports, “Top Bank” by SNL Financials, “Most Profitable Bank” by Los Angeles Business Journal, “SBA Export Lender of the Year” by SBA, and “Top Publicly Traded Community Bank” by American Bankers Magazine.

First General Bank is committed to a policy of equal employment opportunity for applicants and employees. Employment decisions will comply with all applicable laws prohibiting discrimination in employment, including Title VII of the Civil Rights Act of 1964, the Age Discrimination in Employment Act of 1967, the Americans with Disabilities Act of 1990, the Immigration and Nationality Act, and any applicable state laws.

It is the policy of First General Bank to treat all applicants and employees in a fair and nondiscriminatory manner without regard to race, color, religion, sex, sexual orientation, age, ancestry, national origin, marital status, disability, medical condition (as defined under California employment laws), or status as a Vietnam-era veteran or qualified disabled veteran. This applies to all forms of employment decisions, including, but not limited to recruiting, hiring, training, compensation and promotion of all persons in every job classification.

Responsible for assisting the Corporate Lending Department in the processing, underwriting and closing of Commercial Real Estate, Commercial & Industrial and Construction Loans.

Summary of Job Responsibilities:

- Underwrite, process and close new and renewal loan transactions.

- Prepare credit approval memos on all requests for credit.

- Analyze and spread business and personal financial statements, tax returns and other documentations.

- Service assigned existing credit relationship, maintain credit files, monitor and collect updated financial documents.

- Performs other duties or assignments as instructed.

Qualifications:

• College degree in accounting, finance or business preferred.
• Minimum of 1 year of commercial lending and banking experience preferred.
• Strong financial analysis and accounting skills.
• Organized and detail oriented.
• Excellent verbal and written communication skills.
• Bilingual English and Mandarin preferred.

Location: 19036 Colima Road, Rowland Heights, CA 91748'
'
Work Location:

• One location

Work Remotely

• No

Job Type: Full-time

Pay: $50,000.00 - $70,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday

Education:

• Bachelor's (Required)

Experience:

• corporate commercial lending and banking: 1 year (Required)

Work Location: In person