Commercial Loan Assistant.

The position of the Real Estate & Commercial Loan Assistant will provide loan support to both lending disciplines. Will work with internal personnel, customers, both current and prospect, and vendors, such as title companies, insurance companies and government entities. The responsibilities include assisting with real estate and consumer loan administration. ...

Responsibilities:
Loan administrative duties may include, but are not limited to:
-Typing and editing various forms of correspondence to include letters, loan comments and other Bank documents
-Email application packet to customer to include detailed checklists and financial documentation requests
-Obtain and review credit reports
-Order 3rd party reports track and review collateral documents such as appraisal/evaluation, title report, flood certification, etc.
-Collateral valuations, Appraisal reviews, NADA or other research as necessary
-Scanning and doc tracking; scan and submit loan documents to underwriting
-Build and update Personal Financial Statements in document imaging software
-Complete the loan set-up sheet in conjunction with Lender
-Complete Global Pipeline and update as needed throughout the loan process
-Perform basic underwriting functions including loan to value calculations and debt to income calculations
-Enter loans and generate disclosure documents in the Loan Origination System Encompass
-Submit loans for approval to secondary market including Freddie Mac
-Obtain payoffs for loan closings
Loan Closings:
-Pre-closing review of loan closing documents; I.e. Need DL, tax returns, address discrepancy, insurance documents and underwriting
-Coordinate with Lender and Processors, request documents prior to loan closing
-Communicate with Processor on outstanding questions/comments
-Provide updated wire instructions for loan closings
-Assist with preparation for closings, i.e. cashier's checks
-Coordinate with Title Company and borrower(s) for closing as applicable
-Return customer documents at closing as needed, I.e. Tax Returns
-Close loans in Officers absence
-Prepare loan recordings for loans that close and record same day
-Verify final signatures on closing documents
-Complete adverse action paperwork, forward to customer, copy to ERM
-Pull secondary market Interest Rate reports as needed
-Research and respond to customer inquiries
-Perform loan advances and transfers of funds for customers
Working hours: Various Shifts Available
Skills:
-Must be able to conduct oneself in a manner that promotes trust in the individual and our organization.
-Must maintain confidentiality at all times
-Work cooperatively and respectfully with all Bank Team Members
-Self-directed - must be able to fulfill the responsibilities of the position with minimal supervision
-Must be able to prioritize and organize responsibilities to maximize productive results
Education:
High School
Experience:
1-4 years
Qualifications:
-Prior Banking experience and/or experience in loan support or loan processing preferred
-Three plus years clerical/administrative experience in a customer service setting preferred
-Must have good writing and editing skills
-Computer proficiency required ? ability to use internet, email and Microsoft Office Word and Excel
-Must be bondable
Apply online today at www.spherion.com/apply/75034

Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion.
Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.
At Spherion, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact Callcenter@spherion.com.
Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Spherion offers a comprehensive benefits package, including health, and an incentive and recognition program (all benefits are based on eligibility).