Commercial Credit Risk Analyst

Our Confidential Client in the Moorestown, NJ area is looking for a Commercial Credit Risk Analystfor a Hybridrolethat only requires 2 days at the office. Our Client is a successful, international company with over 1,000 employees.

Position Overview:

• Position Type:Permanent / FT / Salaried
• Location: Moorestown, NJ area
• Schedule:Hybrid role with the option of working from home 3 days per week.Work schedules and office reporting requirements may change from time to time based on business needs

Primary Duties & Responsibilities include but are not limited to the following:

• Develops, collaborates, and maintains relationships with other Risk Analysts, inside/ outside sales representatives, and end users.
• Communicates with several departments (i.e. sales, documentation, and collections/portfolio management departments) to resolve risk management issues within appropriate guidelines.
• Provides Commercial Credit decisions within their assigned authority, while also including recommendations from Junior Analysts
• Makes recommendations on transactions that are in excess of their assigned signing authority.
• Assists in securing business by negotiating complex credit terms that do not compromise Commercial Credit standards.
• Address distributor and end-customer concerns in a timely manner without compromising Commercial Credit standards.
• Will monitor established Commercial Credit lines and provides credit line renewals, as well as reviewing/approving any changes to contract terms and conditions within their assigned signing authority in a timely manner.
• Structures and appropriately documents credit approvals consistent with risk management guidelines.

Minimum Required Position Specific Experience includes but is not limited to the following

• 4+ years of Commercial Credit Analysis for B2B Equipment Leasing and or Commercial Lending transactions experience is required.
• Vendor Risk Management experience preferred.
• Commercial Credit Training Program Experience required.

Minimum Required General Experience includes but is not limited to the following

• Hands-on experience with Risk Analysis software & tools (i.e., D&B, Experian, Trans Union, Equifax, Moody’s, S&P, Fitch, A.M. Best, NAIC, SEC and FDIC filings, etc.).
• Must have strong analytical, communication, negotiation, and creative thinking skills, with a thorough understanding of automated credit scoring and risk rating analytics.
• 4+ years of experience with extracting financial data from corporate financial statements and analyzing them within financial analysis software and or spreadsheets.

It is the client’s policy to provide equal opportunity in employment, compensation, training, promotion, and other conditions of employment without regard to race, color, religion, national origin, sex, sexual orientation, age, disability, veteran, or any other legally protected status. They further state that they will make all personnel decisions, including hiring, promotions, compensation, and terminations, without regard to these factors.

Benefits:

• Insurance: Health Insurance (PPO), Vision, Flexible spending account (FSA) & Health savings account (HSA), Company-paid Basic Life and Accidental Death & Dismemberment Insurance with the opportunity to purchase additional life insurance, Short-Term and Long-Term Disability Benefits
• Retirement: 401K
• Paid Time Off Provided: Vacation/Holidays/Personal days/Sick days
• Extras: Tuition Reimbursement, Adoption Assistance, Corporate Discounts, Management Training, Employee Resource Groups.
• And More…..

Please note that these benefits may change at the client’s discretion. This list is intended to provide a general outline of the client’s benefits program. The client reserves the right to amend these benefits at any time. If selected for the position, the client will make all details about the benefits they provide available at a time they deem appropriate.

Job Type: Full-time

Benefits:

• 401(k)
• Dental insurance
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Tuition reimbursement
• Vision insurance

Schedule:

• Monday to Friday

Application Question(s):

• What salary range are you looking for?
• Have you graduated from a Commercial Credit Training Program?

Experience:

• B2B Commercial Credit Analysis: 4 years (Required)
• B2B Equipment Leasing: 4 years (Preferred)
• B2B Commercial Lending: 4 years (Preferred)
• Vendor Risk Management: 2 years (Preferred)
• Spreading and Analyzing Financial Statements: 4 years (Required)

Ability to Relocate:

• Moorestown, NJ 08057: Relocate before starting work (Required)

Work Location: Hybrid remote in Moorestown, NJ 08057