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Form of workJob Description
JOB DESCRIPTION
IDENTIFICATION
Job Title
BSA Analyst
Division
BSA New Accounts Unit
Department
BSA/AML
Report to
BSA New Accounts Unit Supervisor
Direct Reports
0
Indirect Reports
0
FLSA Classification
Exempt
Salary grade level
AN5-AN6
Date
08/24/2023
SUMMARY
This position is primarily responsible for the review process of all new account and ongoing customer profiles and documentation in accordance with the BSA Program.
ESSENTIALFUNCTIONS
Responsibilities include the following. Other duties may be assigned.
Core Duties
- Analyzes all new accounts and customer information according to prescribed internal policies and procedures.
- Performs customer enhanced due diligence, investigative, and monitoring reviews utilizing internal and third-party research tools.
- Ensure all new account opening documentation is accurately completed and scan documentation of New Accounts into system.
- Ensure expected activity profile is in line with customer’s line of business and sources.
- Verify that all related accounts have been included in the profiles in order to ensure proper relationship risk is identified.
- Assists Account Representatives and Liaison Team with any issues related to New Accounts and BSA Program requirements.
- Provide support to the BSA/AML Officer, Assistant BSA/AML Officer, Manager and Supervisor with any projects or issues that needs to be handled to maintain effective Department processes.
Regulatory
- Report to the BSA/AML Officer any unusual and/or suspicious circumstances detected through the review of profiles and documentation.
- Report to the BSA/AML Officer and/or Assistant BSA/AML Officer of possible OFAC/EDD matches found.
- Ensures proper record keeping is maintained for all documents received for the account openings.
EDUCATION & TRAINING
KNOWLEDGE & EXPERIENCE
COMPETENCIES
To perform the job successfully, an individual should demonstrate the following:
- Minimum of a Bachelor’s degree (B.A.) preferably in Business, Finance, Accounting, or equivalent work experience required.
- BSA/AML certification from a financial industry group (i.e. CRCM, ACAMS, CFE, etc.)
- Minimum of four years of BSA/AML and general banking experience.
- Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages.
- Basic Computer Skills.
- Advanced Skills with Microsoft Office.
- Mathematical Skills.
- Customer/Client Focus.
- Credibility.
- Problem Solving/Analysis.
- Teamwork Orientation.
- Initiative.
- Stress Management.
- Organizational Skills.
- Technical Capacity.
- Effective communicator.
- Adaptability.
SUPERVISOR RESPONSIBILITIES
This position has no supervisory responsibilities.
WORK ENVIRONMENT
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
PHYSICAL DEMANDS
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.
While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee frequently is required to stand, walk, use hands to finger, handle, or feel, and reach with hands and arms. The employee is occasionally required to climb or balance, stoop, kneel and crouch. The employee must regularly lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision, distance vision, depth perception, peripheral vision, and ability to adjust and focus.
TRAVEL
This position may require some travel.
DISCLAIMER
Equal Opportunity Employer: Helm Bank USA supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. Helm Bank USA does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin.
While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require other or different tasks be performed as assigned.
I understand and acknowledge, in addition to the duties outlined in this job description, I am also responsible for making sure my duties are performed in full compliance with all of the Bank’s rules, and with all of the state and federal regulations to which the Bank is subject. I understand knowledge of, and adherence to the Bank’s Bank Secrecy Act/Anti-Money-Laundering/OFAC Program is an important part of my job performance and will be considered a factor for job evaluations as well as promotions, and ongoing BSA/AML/OFAC training will be continuously required during my employment. I agree to address any and all questions I may have about the Bank’s BSA/AML/OFAC Program to the Bank’s BSA Department.
Employee Signature Supervisor Signature
Name: Name:
Date: Date:
