Bsa Analyst I Or Ii

At American Bank, we’re focused on building personal and meaningful relationships with our clients, delighting them with our service, and providing a full range of forward-thinking products and solutions built around their specific goals.

We’re growing and we need talented, smart, and dedicated professionals to help us continue expanding. If you’re interested in forming lasting client relationships and working with the best bankers in the Lone Star State, let’s talk.

American Bank is looking for a BSA Analyst I to focus on meeting regulatory reporting requirements pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and USA Patriot Act.

As the BSA Analyst I, you’ll be responsible for working with other analysts to manage cases and alerts.

What you’ll do:

• Make decisions autonomously, consulting with management and Senior Analysts on more complex issues.
• Attention to detail and the ability to work well under pressure, problem solve, and meet strict deadlines.
• Identify patterns and trends consistent with money laundering, fraud, and other illicit activities.
• Research customer information on various banking platforms.
• Strong writing, analytical and communication skills and be able to multi-task and complete tasks on time.
• Ability to collaborate across departmental lines documenting issues related to the investigation including potential loss, status of investigations, interviews, etc.
• Responsible for analyzing data to make critical regulatory reporting decisions.
• Completes accurate and timely regulatory reports.
• Maintain accurate and organized files for alerts, cases and SARs.
• Recommend SAR filings by presenting evidence and reasoning for the filings.
• Possess a basic knowledge of the regulatory guidance and requirements for investigations and SAR completion.
• Encounter highly sensitive and confidential information.
• Perform high risk review of clients including enhanced due diligence reviews on clients.
• Identify and escalate any detected control deficiencies
• Act as a back-up for other BSA Department employees as needed.
• Participates in required compliance training.
• Performs other related BSA, AML, or OFAC duties to meet the ongoing needs of the department and/or Bank.

What we’re looking for:

• Significant experience with retail banking lending products or with working in compliance, risk, or audit preferred
• BSA experience preferred

• High School diploma and 3 years BSA related work experience or Associates degree with 2 years BSA related work experience
• CRCM, CAMS, or CFE professional certification preferred.
• Prior experience working in a financial institution or experience working for a bank regulator.
• Multi-tasking skills including organizational skills
• Independent worker, critical thinker and the ability to prioritize workload and use sound judgment.
• Excellent verbal and written communication skills.
• Must be able to exercise independent judgment and initiative when working with employees and management.
• Excellent research and analytical skills to review information and draw appropriate conclusions
• Proven judgment and problem-resolution skills.
• Must present a professional appearance and demeanor.
• Specialty courses in regulatory compliance preferred.
• MS Office skills
• Strong attention to detail and accuracy
• Time Management

What we offer:

American Bank offers competitive pay, comprehensive health coverage for you and your family, matching 401(k), paid maternity leave, tuition reimbursement, referral bonuses, paid holidays, generous paid time off, an exciting and unique culture, opportunities for career growth, and more!

American Bank provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, genetics, sexual orientation, national origin, age disability, or status as a covered veteran in accordance with applicable federal, state and local laws.