Bsa Aml Analyst (Fraud)

BSA AML Analyst (Fraud) - First Century Bank

First Century Bank is looking for a full time BSA AML Analyst (Fraud), to join its BSA team in our Commerce, Georgia location. The individual will work with the BSA AML Team and cross functional team members to ensure appropriate monitoring and oversight of all of the Bank's programs.

First Century Bank has specialized in providing financial services through technology channels for our clients. The BSA AML Analyst will be trained on all areas of the Bank, including each of the Bank's programs and electronic monitoring systems. This individual will then ensure that all reports of fraud are appropriately investigated, and reported as required.

Individuals will be responsible for:

• Receive, log, and gather information for subpoenas or law enforcement requests that are received by the bank. This also includes reports of fraud from bank staff, other financial institutions, payment originators, and victims of fraud.
• Promptly review, escalate as needed, and respond to inquiries.
• Utilize 314(b) as needed.
• Work closely with the BSA Officer to determine if these inquiries and reports warrant SAR filings.
• Prepare SARs for filing.
• Review and work alerts associated with a large MSB client in the bank's proprietary monitoring system.
• Utilize Verafin to track fraud cases, house case documentation, and file SARs.
• Review ACH Reversals Daily report for suspicious activity.
• Review ACH Return Detail Daily report for suspicious activity.
• Review Indemnification Agreements received for suspicious activity.
• Assist with the monitoring of a check cashing service provided by the bank.
• Review KYC/CIP for check cashing service.
• Review and sample ACH initiator reports associated with an RDFI relationship provided to an MSB.
• Performs other duties as may be assigned or which inherently or logically belong to this position or overall compliance functions.
• Apply knowledge of BSA to all duties as assigned.
• Exemplify FCB's values while carrying out its mission and organizational goals and priorities.

Ideal candidates will possess a Bachelor's degree in related field and one to two years of related Banking, Fraud, BSA AML or other relevant experience or a combination of education and experience. Ideal candidates will demonstrate analytical skills and exemplary written and verbal communication skills.

First Century Bank is an equal opportunity employer. It is the Company's policy to provide equal employment opportunity to all qualified persons without regard to race, color, sex, gender or gender identification, religious creed or religious beliefs, age, national origin, physical or mental disability, pregnancy, military or veteran's status, marital status, sexual orientation, or any other category protected by state or federal law.