Analyst, Payment Systems Intelligence

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

This position is part of Payment Systems Intelligence (PSI) - a key component of Global Risk's Payment Fraud Disruption (PFD) team.

PFD's team of technology experts are vital to Visa's efforts to identify, investigate, disrupt, and prevent attacks targeting the global payment ecosystem. This Analyst role will support Visa Account Attack Intelligence (VAAI), a capability within Payment Systems Intelligence.

Visa Account Attack Intelligence (VAAI) uses cutting edge machine learning to identify enumeration, the fraud practice of submitting card not present transactions into the payments ecosystem in order to obtain and validate payment information. VAAI analyzes the details of the attack and enables Visa to take appropriate action in near real time.

Responsibilities include executing strategies, engaging client/s globally, and successfully executing against the client engagement plan. In addition, as a part of the PSI team, the Analyst will identify new and novel methods that fraudsters are using to target Visa clients and the ecosystem and develop innovative approaches to disrupt emerging fraud and security vulnerabilities affecting Visa clients and the payments ecosystem.

The primary responsibilities for this role will include

• Serve as a Global Risk Subject Matter subject matter expert on various fraud schemes
• Assist in the coordinated compilation and delivery of fraud reporting, briefings, and other related communication products to management and clients
• Assist with the development of Visa Account Attack Intelligence to recognize and prevent cybercrime – to include brute force testing, payment account enumeration, terminal fraud and testing
• Provide data analysis and response to alerts relative to significant fraud events
• Assist investigations teams and global risk manager teams with data analytics, relative to external compromise events and investigate casework
• Continuously question and consider new techniques to stay ahead of organized cybercriminals and fraudsters
• Develop metrics and total fraud statistics surrounding cybercrime case reports and investigations.
• Compile reporting on internal incident response measures of success

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications
2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience
Moderate understanding of networks, risk management, network security, digital forensics, and security operations
Ability to conduct complex analytical functions by performing fraud assessments and analyzing criminal methods
Knowledge of transactions, systems processing transactions and overall transaction process.
Adaptable and able to work well in a fast-paced, team-oriented environment
Prior experience with data analytics, visualization tools, and concepts
Proficiency with drafting detailed, technical reports
Ability to respond after-hours, weekends, and holidays to major fraud events
Passion for fraud schemes and cybercrime investigations
Good interpersonal, facilitation, and demonstrated emerging leadership skills
Understanding of payments process and cybercrime and fraud techniques
Able to operate at an advanced level of written and spoken communication, write and speak effectively with impact
Previous experience in developing and producing reports to executive management
Ability to prepare reports on meaningful trends and fraud stats
High level of self-motivation and initiative
Preferred Qualifications
3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
Concepts, terms, processes, policy, and implementation of information security
Intelligence databases and analytical tools or similar intelligence reporting systems
Analysis of cyber threat intelligence and fraud intelligence.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 113,700.00 to 145,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.