Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.
The Credit Management team serves as the front-line defense for our lending team by conducting in-depth credit analysis and ensuring we are conforming with internal credit policies/guidelines and external regulatory requirements. This leadership position will cover a diverse portfolio of U.S. headquartered clients in Corporates (revenues $50 million+) and Global Banking (revenues $5 billion+). As you progress, you will build a solid understanding of HSBC products and services within Commercial Banking and the broader organization.
As our Credit Manager, you will proactively monitor the ongoing credit quality of your assigned portfolio. This may involve preparing Annual and Quarterly Reviews, tracking and testing covenants, assisting with credit reviews, internal audits, etc. In addition, you will lead the underwriting process on syndicated and bilateral deals, while collaborating with various partners, including junior bankers, our internal Legal/Compliance team, to complete the process from start to end. Using experienced judgment, you will also recommend appropriate risk ratings for each customer/transaction.
For this role, HSBC targets a fixed pay range between $143,100.00 and $214,600.00.
The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.
At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle.