VA Loan Underwriter

How are we competitive?

At VeteransLoans.com we have a team of intelligent, dedicated, and hardworking employees who are experts in the industry and strive for excellence each day. We serve our customers with the utmost respect and consistently remain competitive in the industry. You can feel confident with the support and knowledge of our team. Our leadership team includes managers with over 50 years combined experience and most team members have over five years of experience.

What makes us special?

We have an engaging, casual, environment and offer company sponsored events. To help show our appreciation for our hard-working employees, we offer a competitive benefits package. This package includes medical insurance, as well as dental, vision, life, and so much more!

Job Description ? What you will do.

We are currently experiencing rapid growth and are interested in expanding our capacity to provide mortgage loans to home buyers. We are looking for an experienced VA Mortgage Loan Underwriter to join our team! The successful applicant will be responsible for underwriting residential loans ensuring compliance with VA and investor standards. We encourage all who are qualified and want to work with a dynamic and highly productive team to apply.

Responsibilities

• Approve or reject residential loans
• Ensure loans meet applicable agency and government guidelines
• Analyze borrower?s credit profile, collateral and capacity to repay the proposed mortgage obligation
• Accurately calculate borrower?s income and debt-to-income ratios
• Document lending decisions and complete required screens in the loan origination system
• Proficient at running, reading, and interpreting automated underwriting decision results from both Desktop Originator and Loan Prospector
• Review and sign off on submitted conditions where appropriate
• Communicate loan decisions to internal departments in a timely fashion
• Maintain and cultivate an effective working relationship with internal departments ? Compliance, Processing, Closing, and Post-Closing
• Prioritize pipeline to ensure turn times are met
• Consistently meet or exceed established minimum productivity and quality goals

Requirements

• Must be able to Underwrite VA, FHA & Conventional Loans
• Underwriting Experience: 2 Years underwriting VA loans (Required) and 2 years underwriting FHA and Conventional loans (Preferred)
• LAPP & SAR Required
• Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
• Ability to handle multiple files simultaneously
• Strong written and verbal communication skills
• Highly organized and able to prioritize
• Detail-oriented with strong data analysis skills
• Must perform well in team environments

VeteransLoans.com is proud to be an equal opportunity employer