Underwriting Loan Specialist

First Financial Bank has an immediate opening for an Underwriting Loan Specialistpositionin the Farm & Ranch Division located in Louisville, Kentucky.

The primary responsibility of this position is to provide exceptional internal and external customer service by supporting the delivery of financial services and by representing and communicating the mission and values of the First Financial Bank's Farm & Ranch Division.

EDUCATION AND EXPERIENCE: High school diploma or GED; Associate degree or equivalent business school training preferred; minimum of one to two years equivalent experience; or combination of education and experience. Agricultural background or familiarity a plus.

ESSENTIAL DUTIES AND RESPONSIBILITIES: Provide excellent, first level internal and external customer service by supporting the delivery of financial services. Order and reconcile Credit Reports with financials, address major differences with underwriter or loan officer. Prepare Report of Income and ensure all underwriting items are complete prior to sending file to Closing Department. Prepare Commitment Letters for underwriters and loan officers. Order UCC searches for underwriters and loan officers. Send Notices of Incomplete to applicants. Prepare appraisal engagements and send them to the Compliance Department, request payment when work has been completed. Send the customer a copy of the appraisal as requested on the appraisal disclosure form. Ensure the Contractor Income Report has been received from the contractor. Collect pertinent documentation from customer to assist in expediting closing process. Load and update loans in the customer relationship program “CRM”. Request disclosures and other documents when needed. Perform payment calculations on balance sheets (term, rate, back into the payment). Send marketing information to prospects. Represent First Financial Bank when needed at events. Review loan conditions and assist with clearing. Process Pay-by-Phone requests. Other administrative duties as assigned such as answering phones, scanning, etc.

OTHER SKILLS AND ABILITIES: Proficient in Microsoft Office products and imaging software. Ability to multi-task, pay close attention to detail, and exercise critical thinking skills. Good telephone and people skills a must. Relate positively to others, especially loan prospects and contractors. Looking for someone who is a self-starter, able to work independently and with a team. Ability to be flexible, work efficiently and accurately. Listen to customers, be logical, overcome objections, maintain confidentiality, and professionally represent the bank.

First Financial Bank offers an excellent benefits package which includes:

• Health/RX/Dental Plan
• Company Paid Life Insurance
• Paid Vacation & Holidays
• 401(k), Profit Sharing and ESOP

First Financial Bank is an Equal Opportunity Employer.

Job Type: Full-time

Pay: $22.00 - $24.00 per hour

Physical setting:

• Office

Schedule:

• Monday to Friday

Experience:

• Loan processing: 2 years (Preferred)

Ability to Commute:

• Louisville, KY 40229 (Required)

Work Location: In person