Primary Details
Time Type: Full time
Worker Type: Employee
The Opportunity
Support assigned line(s) of business strategy by utilizing established guidelines and communicating with agents to evaluate risk, apply sound decision-making and underwrite profitable business within authorized limits.

Primary Responsibilities

• Review, evaluate and price business by applying sound underwriting judgment and adhering to company policy and state regulations within established authority
• Underwrite insurance risks in accordance with the business plan and the personal authority to meet business objectives including negotiating rates, terms and conditions for existing and new business, managing production and issue of contract documentation, ensuring compliance with internal and external regulations and guidelines, and ensuring contribution to the business plan and objectives
• Participate in the review and analysis of the portfolio by examining documents to identify opportunities for continuous improvement and ensure progress towards profitable business objectives
• Make entries, as required, properly and promptly in underwriting systems to ensure accuracy of data, in relation to underwriting and aggregate exposures
• Research and obtain market intelligence in order to enhance organizational profit goals
• Adhere to underwriting standards, instructions, good practice, and legal and regulatory requirements to minimize risk and maximize efficiency
• Contribute to recording and measurement of insurance risks to ensure accuracy and good practice
• Collaborate with team by escalating issues to upper level underwriting professionals to solicit guidance on complex issues
• Contribute to assigned special projects by assisting with audits, participating in department product and process improvement initiatives

Required Education

• Bachelor’s Degree or equivalent combination of education and work experience

Required Experience

• 3 years relevant experience

Preferred Competencies/Skills

• Follow established guidelines to focus on details and complete tasks attentively and thoroughly
• Analyze data on a problem-to-problem solution
• Use wise, astute and insightful judgment to make sound decisions
• Understand, monitor, and improve underwriting technical systems
• Negotiate skillfully in tough situations with both internal and external groups to settle differences with minimum noise
• Ability to analyze data and use for decision making
• Clearly and confidently convey information to various audiences through speech and writing
• Accept responsibility for one’s decisions and actions
• Guide oneself with little or no supervision, and depend on oneself to get things done
• Appropriately prioritize assigned tasks to ensure timely goal achievement

Preferred Education Specifics

• Degree in Business, insurance, or related field

Preferred Experience

• Insurance industry experience
• Underwriting experience

Preferred Licenses/Certifications

• Depending on assigned line(s) of business
• specific participation and memberships are preferred and may include one or more of the following: Chartered Property Casualty Underwriter (CPCU) or Certified Insurance Counselor (CIC) designation
• Registered Professional Liability Underwriter (RPLU)
• Pilot’s license

Preferred Knowledge

• Working knowledge of insurance products and insurance concepts
• Working knowledge of Microsoft Office Suite
• Working knowledge of underwriting processes and procedures
• Working knowledge of laws and regulations related to area of responsibility
• Knowledge of risk profiling, pricing tools and loss models
• Business acumen
• Relevant trends and information within industry

About QBE
We can never really predict what’s around the corner, but at QBE we’re asking the right questions to enable a more resilient future by helping those around us build strength and embrace change to their advantage.
We’re an international insurer that’s building momentum towards realizing our vision of becoming the most consistent and innovative risk partner.
And our people will be at the center of our success. We’re proud to work together, and encourage each other to enable resilience for our customers, our environment, our economies and our communities.
With more than 12,000 people working across 27 countries, we’re big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.
We believe this is our moment: What if it was yours too?
Your career at QBE — let’s make it happen!
https://www.linkedin.com/company/qbe-north-america/

US Only - Travel Frequency

• Occasional (approximately 5-10 trips annually)

US Only - Physical Demands

• General office jobs: Work is generally performed in an office environment in which there is not substantial exposure to adverse environmental conditions. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift basic office equipment up to 20 lbs.

US Only - Disclaimer

• To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.

Job Type

• Individual Contributor

Global Disclaimer

• The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee’s normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.

Compensation
Base pay offered will vary depending on, but not limited to education, experience, skills, geographic location and business needs:
Annual Salary Range: $84,000 - $127,000
AL, AR, AZ, CO (Remote), DE, FL, GA, IA, ID, IL (Remote), IN, KS, KY, LA, MI, MN, MO, MS, MT, NC, ND, NE, NH, NV, OH, OK, OR, PA, SC, SD, TN, TX (Remote, Plano), UT, VA, VT, WI, WV and WY

Annual Salary Range: $93,000 - $139,000
CA (Remote, Fresno, Irvine and Woodland), Greenwood Village CO, CT, Chicago IL, MA, MD, NY (Remote), RI, Houston TX and WA

Annual Salary Range: $105,000 - $159,000
San Francisco CA, NJ and New York City NY
Benefit Highlights
You are more than your work – and QBE is more than a workplace, which is why QBE provides you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. Employees scheduled over 30 hours a week will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health.
We also offer a competitive 401(k) contribution and a paid-time off program. In addition, our paid-family and care-giver leaves are available to support our employees and their families. Regular full-time and part-time employees will also be eligible for QBE’s annual discretionary bonus plan based on business and individual performance.
QBE recognizes that exemplary benefits extend beyond benefits coverage and compensation. Flexibility in your working environment is important to maintaining balance and QBE is dedicated to ensuring employees achieve personal and professional integration by providing the opportunity for hybrid work arrangements.
How to Apply:
To submit your application, click “Apply” and follow the step by step process.
Equal Employment Opportunity:
QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

LI-Hybrid

How to Apply:
To submit your application, click “Apply” and follow the step by step process.
Equal Employment Opportunity:
QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates

• Review, evaluate and price business by applying sound underwriting judgment and adhering to company policy and state regulations within established authority
• Underwrite insurance risks in accordance with the business plan and the personal authority to meet business objectives including negotiating rates, terms and conditions for existing and new business, managing production and issue of contract documentation, ensuring compliance with internal and external regulations and guidelines, and ensuring contribution to the business plan and objectives
• Participate in the review and analysis of the portfolio by examining documents to identify opportunities for continuous improvement and ensure progress towards profitable business objectives
• Make entries, as required, properly and promptly in underwriting systems to ensure accuracy of data, in relation to underwriting and aggregate exposures
• Research and obtain market intelligence in order to enhance organizational profit goals
• Adhere to underwriting standards, instructions, good practice, and legal and regulatory requirements to minimize risk and maximize efficiency
• Contribute to recording and measurement of insurance risks to ensure accuracy and good practice
• Collaborate with team by escalating issues to upper level underwriting professionals to solicit guidance on complex issues
• Contribute to assigned special projects by assisting with audits, participating in department product and process improvement initiative