Sr. Life Underwriter - Remote

Senior Life Underwriter
10 Amica Center Blvd, Lincoln, RI

Your future is our business.

This position is responsible for analyzing and classifying risk for life insurance applications, in accordance with established underwriting guidelines, policies, and procedures.

This position is eligible to work remotely.

Starting salary range of $ 80,759 – $111,046 annually based on qualifications and experience. In addition, hired applicants will be eligible for the company’s annual variable incentive paid based on company performance. Additional commission opportunities may apply to customer facing sales and service representatives.

Responsibilities:

• Review cases up to $4,000,000 and has approval authority up to $3,000,000.
• Develop and maintain structured schedule, with adherence to meeting/exceeding all productivity, quality, and performance standards.
• Communicate effectively with team members and help Sales Representatives to understand the rationale for any adverse underwriting decision.
• Maintain positive interaction and build relationships with all departments
• Responsible for coordinating facultative reinsurance review with reinsurers.
• Work on assigned projects pertaining to underwriting and enterprise level initiatives.
• Identify process improvements and efficiency gaps, and offers possible solutions while maintaining mortality expectations.
• Work independently, but seeks guidance on complex cases.
• Understand how to analyze and assess risk with the use of an automated underwriting rules engine and third-party data requirements.
• Assist in departmental and cross-departmental projects, as required
• Assist in training and development of other team members, as required.
• Provide backup underwriting support during employee absences and peak volume periods. Overtime may be necessary.
• May be called upon to handle other duties as required.

Job Requirements:

• Bachelor’s Degree.
• Holds or working towards FLMI and AALU designations.
• Minimum of five (5) years of experience as life insurance underwriter.
• Solid knowledge-base of medical underwriting and mortality/industry trends.
• Advanced study in both the LOMA and the ALU programs.
• Strong interpersonal skills with effective written and verbal communication.
• Strong PC and typing skills, including the use of Excel, Word, and Outlook.

Perks and Benefits

• Medical, dental, vision coverage, short- and long-term disability, and life insurance
• Generous leave programs, including paid parental bonding leave
• Student Loan Repayment and Tuition Reimbursement programs
• Paid Vacation – you will receive at least 10 vacation days in the first 12 months, amounts could be greater depending on the role
• Holidays - 14 paid holidays observed and 2 additional floating paid holidays provided
• Sick time - 6 days sick time at hire, 6 additional days sick time at 90 days of employment
• Generous 401k with company match and immediate vesting
• Family support benefits including back-up care
• Competitive salaries and exceptional benefits
• Fitness and wellness reimbursement
• Employee community involvement
• Strong relationships, lifelong friendships
• Opportunities for advancement in a successful and growing company

About Amica

Amica Mutual Insurance Company is America’s oldest mutual insurer of automobiles. A direct national writer, Amica also offers home, marine and umbrella insurance. Amica Life Insurance Company, a wholly owned subsidiary, provides life insurance and retirement solutions. Amica was founded on the principles of creating peace of mind and building enduring relationships for and with our exceptionally loyal policyholders, a mission that thousands of employees in offices nationwide share and support.

Equal Opportunity Policy: All qualified applicants who are authorized to work in the United States will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, family status, ethnicity, age, national origin, ancestry, physical and/or mental disability, mental condition, military status, genetic information or any other class protected by law. The Age Discrimination in Employment Act prohibits discrimination on the basis of age with respect to individuals who are 40 years of age or older. Employees are subject to the provisions of the Workers' Compensation Act.

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