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Form of workThe Sr. Commercial Banking Officer (SCBO) will be responsible for prospecting and originating new Commercial and Industrial (C&I), Commercial Real Estate (CRE) and Construction Loans from business members and maintaining relationships with these business members. Establishes strong referral network and relationships with commercial real estate brokers, loan brokers, CPAs, accountants, lawyers, etc.; and works with Centers of Influence to expand customer base in order to attain annual business lending goals. The SCBO will keep up to date on SBA rules and regulations and other government programs that Nuvision participates in. The SCBO will ensure the credit union is in compliance with regulatory and credit requirements with emphasis on quality customer service while adhering to given deadlines. The SCBO will analyze commercial credit and customize loan products to meet the needs of business members. Makes recommendations on loan structure and terms within established lending limits to the VP of Commercial & Business Development Executive. SCBO will assist in the training and mentoring of Commercial Loan Officers. The SCBO will also train Nuvision staff on business lending products.
Responsibilities:
- Solicit and develop new C&I loans and other business products. Develop new client base and manages assigned relationships including deposit accounts & loans. Assist customers and follow up on outstanding items. Actively participates in business community activities for referral networking. Attain assigned annual loan goals & other applicable goals.
- Prepare required disclosure information within designated timeframes to include renewals, amendments and waivers.
- Ensure compliance with Credit Union, regulatory and credit requirements with emphasis on quality customer service while adhering to given deadlines.
- Supports and participates in continuous improvement activities.
- Assist in the training and mentoring of CLO.
- Assist in the training of Nuvision Staff on Business Lending Products.
- Attain assigned annual loan goals & other applicable goals.
- Represents the Credit Union in a positive and professional manner.
- Other related duties as assigned.
- Maintains member and other sensitive information with confidentiality.
- Treats all co-workers and members with respect.
- 5+ years of direct Business Banking Relationship Management and Business Development experience or related business lending experience.
- Credit analysis or financial analysis experience related to commercial lending with an emphasis on Commercial Real Estate is required.
- Strong knowledge of credit products and processes e.g. Commercial/Business Loans and Lines of Credit.
- Good understanding of NCUA regulations in Commercial Business Lending and organization structure.
- Strong business development skills. Ability to work effectively in a fast paced, high production environment.
- Financial analysis and accounting skills, PC proficient, strong Microsoft Word and Excel experience.
- Analyze potential markets to develop loan prospects.
- Analytical thinking and mathematical skills with the ability to make sound credit recommendations.
- Excellent written and verbal communication skills with the ability to collaborate with others. Organized and detailed oriented.
Education:
- Bachelor’s degree in accounting, finance, or related discipline preferred or the equivalent experience
Website: nuvisionfederal.com/careers
Pay scale by applicable geographic location:
- Alaska: $43.37- $54.21
The final pay offered to a successful candidate will be dependent on several factors that may include but are not limited to the type and years of experience within the job, the type of years and experience within the industry, job related training/education, etc.
Benefits:
- Medical
- Dental
- Vision
- Life Insurance
- Flexible Spending Account
- 401(k) Matching
- Paid Time Off
- Training Provided
- Tuition Reimbursement
Covid-19 Precaution(s):
- Remote Interview Process (some positions vary)
- In-Person Interview required for Front-Line Positions
- Social Distancing and Mask Guidelines in place
