Job Description
PURPOSE OF THE JOB
This position includes duties related to processing/booking of complex loans and transactions, including participations and charge-offs, conducts quality control, documentation review, processes paid loans, performs escrow administration and analysis, and credit bureau reporting and corrections. This position location is on-site.
MAIN DUTIES OF THE JOB
- Book consumer, commercial, mortgage loans; perform loan maintenance; review items for the purpose of quality control
- Process commercial participation loan transactions.
- Escrow functions, to include disbursements and analysis
- Process and research general ledger entries; reconcile general ledger loan accounts
- Review loan activity reports and process corrections, as needed
- Documentation Review and Exception Reporting
- Process paid loan documentation
- Research credit report disputes, utilizing the E Oscar system
- File documentation necessary to continue bank’s lien position
- Works closely with Loan Administration Specialist to cross-train
- Other duties as assigned by Supervisor/Loan Administration Manager
WHAT WILL YOU NEED TO SUCCEED
- Bachelor’s Degree in Business preferred
- 5 years Loan Administration/Servicing experience
- Strong knowledge of loan compliance and documentation
- Acquire, retain, and demonstrate a knowledge of Home Bank loan products, systems, documentation, policies, and compliance
- Must possess strong communication skills both written and verbal
- Must exhibit strong attention to detail, in addition to excellent clerical skills.
- Maintain social, ethical and organizational norms.
- Maintain good personal motivation; develop a sense of ownership of job tasks and results.
- Comply with all Bank policies and procedures.
- Exercise good judgment when problem solving both internally and externally.
- Must display a genuine concern for resolving customer concerns.
- Must exhibit the ability to meet deadlines and deal tactfully with clients
- Must be self-directed/motivated with ability to work independently or with a team with little or no supervision.
- Ability to utilize personal computer and other office equipment.
- Must be a team player.
- Must be able to sit and work at a computer for extended periods of time.
- Must be available to work assigned shifts (if part time) or between 8:00am and 5:00pm Monday thru Friday, with availability to work additional hours as needed.
HOME BANK IS AN EQUAL OPPORTUNITY EMPLOYER
GOOD CREDIT IS A MUST
CREDIT REPORT IS REQUIRED FOR EMPLOYMENT