Senior Commercial Credit Underwriter - Commercial Real Estate

The Senior Commercial Credit Underwriter – Commercial Real Estate (CRE) provides credit administration support and service to Commercial Real Estate banking teams. Perform independent credit analysis and risk assessment on larger and more complex credit relationships. 

• Complete formal credit approval memos which include preparing a cash flow model and other financial spreadsheets and analysis on larger and more complex credit relationships.
• Prepare memos on prospective loan requests (Loans of Interest or “LOIs”).
• Analyze sponsor’s financial position and credit worthiness to ensure loans are appropriately supported and meet credit requirements for lending quality and compliance as determined by the Bank’s Credit Policy.
• Provide support to Bankers and Credit Officers in managing loans and pipeline; including but not limited to reviewing third party reports (appraisals, property condition assessments, and environmental reports) and borrower or project financial statements.
• Identify and recommend mitigants to risk factors regarding extensions of credit.
• Review the proposed loan structure to determine if it is appropriate to sufficiently mitigate and manage risk.  
• Make independent recommendations regarding credit risk supported by comprehensive analysis.
• Provide recommendations and day to day guidance on new and existing workflow processes, policies, and procedures.
• Assist with the training and development of other Credit Underwriters.
• Serve as lead on any special projects as directed.
• Comply with all credit administration policies and procedures.
• Build trusted, collaborative and supporting relationships with internal and external business partners.
• Represent the Bank and Credit Administration team in a highly professional manner.
• Complete job assignments in a professional, timely and efficient manner; organize and prioritize work.
• Maintain confidentiality; adhere to CrossFirst Bank policies and procedures; comply with laws, regulations, and industry best practices.
• Reliable and predictable attendance; both on-site and remote work.

• Three or more years of CRE credit underwriting, analysis, or portfolio management experience.
• Formal credit training.
• Ability to utilize diverse data analysis processes, techniques, and tools to analyze and interpret property related data.
• Knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks.
• Effective communicator and results oriented.
• Exhibits strong interpersonal skills and the ability to cultivate relationships, internally and external.
• Strong MS Excel skills required
• Bachelor’s degree with exposure to Accounting, Finance or Business courses is preferred or equivalent work experience.

CrossFirst Bank is proud to be an Equal Opportunity Employer.

CrossFirst Bank does not accept unsolicited resumes from search firms or agencies. Any resume submitted to any employee of CrossFirst Bank without an authorized search agreement will be considered unsolicited and the property of CrossFirst Bank. We respectfully request no phone calls or emails.