Risk Consultant

Position Information

Summary

The Risk Consultant is responsible for procuring and maintaining adequate and cost effective insurance programs for state agencies. This position is governed by state and federal laws and agency/institution policy.

Functions

Conducts loss prevention consultations and on-site inspections of buildings occupied by state agencies to calculate square footage and to determine information such as type of construction, use and condition of structures, type of mechanical equipment, existence of loss control systems (fire/burglar alarms, security guards, and sprinkler systems), and, exposure to other buildings. Determines the agency's exposure to risk, as a result of its activities and operation of public facilities, and identifies methods of alleviating those risks. Analyzes agency's current insurance program, in relation to data collected through on-site inspection, and writes Risk Management report recommending modifications or continuation of program; presents report to agency directors for review. Prepares insurance bid specifications for review by agency director and submission to State Purchasing Office according to State Purchasing laws and procedures. Conducts on-site inspection of public schools and buildings occupied by city and county governments, and writes inspection reports recommending insurance programs upon requests of local governments. Drafts proposals for specialized risk management programs upon request. Documents and processes all coding and loss prevention activities and serves as liaison between agency and contractors, insurance adjusters, and insurance companies in loss settlements. Provides monthly summary of activities to Risk Manager. Performs other duties as assigned.

Dimensions

Travel is required and must be able to endure physical conditions such as heat, noise, poor air quality and heights.

Knowledge, Skills and Abilities

Knowledge of building codes, loss control systems, mechanical systems, and construction techniques. Knowledge of building construction costs and appraisal techniques. Knowledge of building materials quality and costs. Ability to analyze building operations and usage, estimate replacement costs, and evaluate the agency's exposure to risk. Ability to conduct on-site inspections and prepare reports on insurance recommendations. Ability to prepare bid specifications for purchase of insurance coverage. Ability to write and document reports on a personal computer.

Minimum Qualifications

The formal education equivalent of a bachelor's degree in finance and insurance, business administration, or a related field; plus two years of experience in insurance, real estate, property inspection, or a related field. Additional requirements determined by the agency for recruiting purposes require review and approval by the Office of Personnel Management. OTHER JOB RELATED EDUCATION AND/OR EXPERIENCE MAY BE SUBSTITUTED FOR ALL OR PART OF THESE BASIC REQUIREMENTS, EXCEPT FOR CERTIFICATION OR LICENSURE REQUIREMENTS, UPON APPROVAL OF THE QUALIFICATIONS REVIEW COMMITTEE.

Licenses

None