Mortgage Pre-Funding and Post-Closing QC Specialist

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The Position

Job Title

Job Description

SUMMARY
This position is directly responsible for assisting in the regulatory compliance related to residential
mortgage lending, post closing quality control and pre-funding quality control functions.
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
1. Oversee, review, and monitor loans to ensure compliance is adhered to with TILA, RESPA,
FCRA and ECOA rules and additional regulations through the pre-funding and post-closing
quality control review process.
2. Provides reports and updates on a regular basis on compliance reviews to keep senior
management informed and other necessary documentation, or updates.
3. Oversee, review, and monitor the origination system to ensure updates meet regulatory
requirements.
4. Maintains current knowledge of all compliance requirements and upcoming changes that impact
the residential mortgage lending industry.
5. Ensures that management is informed of frequently occurring errors or if errors exceed the
maximum allowable threshold in the pre-funding and post-closing quality control review
processes.
6. Proactively provide effective feedback and guidance and support for other Mortgage related
compliance issues.
7. Perform Vendor Quality Control Reviews.
8. Perform Quarterly VA IRRRL Quality Control Reviews and maintain reporting.
9. Collaborate with the Marketing Department with reviewing proposed mortgage advertisements to
ensure strict adherence and compliance with applicable Federal and state regulations.
10. Other duties as assigned.
ADDITIONAL DUTIES AND RESONSIBILITIES

• Performs other duties as requested by Executive Management or Manager.
• Completes all required compliance exams on a yearly basis.
• Adherence to all First United Policies and Procedures.
• Dresses professionally.
• Recommends to supervisor possible methods to improve department.

EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty
satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability
required. Reasonable accommodations may be made to enable individuals with disabilities to perform
the essential functions.
Education and Work Experience
Job Title: Mortgage Compliance Specialist Quality
Assurance/ Quality Control Specialist Department: Mortgage
Reports To: Mortgage Quality Assurance/ Quality
Control Manager Supervises: None
EEO-1 Job Group: Administrative Support FLSA Status: Non-Exempt
Revision Date: 09/26/2023

• High school diploma or equivalent (GED) required
• Minimum 3-5 years’ experience in mortgage lending environment required.
• 3 years experience working in a mortgage processing or underwriting position is highly

recommended
Technical/Functional Competencies

• Strong organizational skills
• Strong attention to detail
• Proficient in the use of Microsoft Excel, Word, Power Point, Outlook
• Excellent verbal and written communication skills
• Exceptional interpersonal communication skills
• Ability to follow written and verbal directives
• Ability to articulate ideas and methods to improve overall mortgage compliance metrics
• Ability to work independently on assigned tasks as well as to accept direction on given

assignments

• Ability to managed multiple projects while adhering to strict deadlines
• Demonstrated technical knowledge of Bank, mortgage, Federal and State lending and

compliance/regulatory matters
NOTE: This job description is not intended to be all-inclusive. Employee may perform other related
duties as assigned by supervisor to meet the ongoing needs of the organization.

All Locations:

If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at for assistance.

First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.