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Form of workJob Description
About Inspire Home Loans
As the proud affiliate lender of Century Communities—a top 10 U.S. homebuilder and industry leader in online sales—we know what it takes to be a market gamechanger, and that includes providing you with all the resources, opportunities and benefits to build a thriving and rewarding career.
Benefits We Offer
Team members enjoy an excellent benefits package that includes medical, dental, vision, 401(k) with employer match, paid time off, and sick leave, plus home and mortgage discounts. We also offer competitive salaries with the potential for discretionary bonuses and/or commission structure (depending on the position).
We Hire The Best
Our mission of financing A Home For Every Dream™ is only possible with the best talent in the industry. If that’s you—if you’re a self-starter, changemaker, and thoughtful collaborator ready to take their career to the next level—then apply today!
What You'll Do:
Inspire Home Loans, (a Century Communities, Inc. company) is seeking an experienced Compliance Specialist to join the team. This role will be responsible for monitoring regulatory changes and requirements, as well as state and federal disclosure and document requirements. The Compliance Specialist supports the mortgage operations team for compliance questions and identifying any training needs. This is one position and will be remote. Preference for the position to be filled in California, Arizona, Colorado or North Carolina. Qualified candidates MUST reside in one of the listed locations to be considered.
- Monitor regulatory changes and requirements.
- Monitor state and federal disclosure and document requirements.
- Support mortgage operations for compliance questions and additional training.
- Work with the operations team to prepare rebuttals and responses.
- Assist with the investor, state, or federal regulatory examinations.
- Assist with the compliance training program.
- Report and discuss QC and internal audit findings with senior management.
- Assist secondary to address any investor compliance concerns.
- Maintain a library of applicable Federal and State laws and regulations.
- Maintain a competent level of expertise and knowledge of the requirements of the various laws, regulations, rules governing the mortgage company's activities.
- Conduct routine and targeted internal compliance reviews, focusing on state, federal regulatory and investor concerns.
- Issues management and remediation
- Develop processes of new consumer financial products or services, distribute channels or strategies to determine degree of compliance and consider fair lending compliance risk.
- Provide regulator research.
- Perform other duties as needed or assigned.
- Understanding of the entire loan cycle.
- A clear understanding of mortgage lending laws and Federal Regulations to include TILA, RegZ, ECOA, RESPA.
- Experience with compliance testing and risk analysis.
- Experience handling state and federal examinations.
- Proficient with compliance management systems and loan origination systems, Encompass a plus.
- Knowledgeable of HMDA regulations, a plus.
- Knowledgeable of NMLS Licensing, a plus.
- Expertise with MS Office products, specifically Excel.
- Strong communication skills, verbal and written.
- Attention to detail and strong organizational skills.
Your Education and Experience:
- A college degree or equivalent experience is required.
- 5-7 years of mortgage lending, compliance, QC and/or Secondary Marketing required
Compensation: Inspire Home Loans intends to offer the selected candidate an annual range between $65,000 - $94,000 with the potential for an annual bonus. Actual offers will be based on a variety of factors including experience. Employees will have access to paid time off, medical, dental, vision, basic life insurance and the Company's 401k plan.
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