Mortgage Banker

Location: Sioux Falls, SD
Shift: Monday-Friday 8am-5pm
Job Schedule: Full-Time
Company: First PREMIER Bank
About the RoleThe Mortgage Banker solicits and originates mortgage loans saleable to the secondary market. Additional responsibilities include cross-selling mortgage loan customers with other bank products and services.
Job Duties and Responsibilities

• Originate secondary market real estate loans
• Process applications as needed
• Assist with all areas of mortgage process from application through closing as needed
• Schedule appointments
• Interview applicants
• Determine eligibility and appropriate loan programs
• Complete applications
• Schedule closings
• Cross-sell other Bank products and services
• Read updates and guidelines changes for FHA, VA, SDHDA and Conventional loan products and regulatory issues.
• Keep abreast of secondary market enhancements and industry changes
• Assist Mortgage Associates with issues and questions regarding loan files, closings and documentation
• Review files for timely service and closings

Skills and Qualifications

• 0-2 years in a real estate origination department or environment
• Understand investor and insurer requirements to insure compliance and loan sale ability
• Basic computer skills
• Proficiency of the English language
• Exceptional verbal and written communication skills
• Ability to concentrate and work independently
• Attention to detail, analytical and problem-solving skills
• Capacity to learn, adapt to change, and become proficient quickly
• Ability to handle stress, exercise self-control, adhere to company policies and procedures and uphold the PREMIER Way

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week
• Traditional and High Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) - dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours - PREMIER averages 30,000 hours per year
• Fun Employee Parties

Our Culture

• Emphasis on personal success, respect, health, wellness, fun and giving back
• Employees are rewarded, valued, and celebrated for hard work
• Various Career advancement opportunities and growth
• Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more