Marketing Underwriter

Marketing Underwriter - *Must live in Wisconsin (South East WI is preferred)*  Fully Remote

 SFM – The Work Comp Experts

Work somewhere you love

SFM is unique in that we are small enough that your voice is heard but has all the benefits and perks of a larger employer. We value your opinion, help you reach your goals, and make it easy for you to maintain work-life balance. SFM is committed to creating the best work environment and believes that our exceptional and motivated employees are our greatest strength. SFM emphasizes work life balance, and our benefit package is designed to assist you in navigating your work-life journey.

Our benefits include:

• Affordable Medical, Dental, Vision Insurance, HSA, FSA
• Flexible hybrid work environment
• Traditional and Roth 401(k) plans with company match
• Company contributions to help pay off student loans
• Monthly home internet allowance
• Free life insurance, STD & LTD
• Opportunities for annual gainshare bonus 
• Pet insurance
• Generous PTO
• 9 paid holidays 
• Paid parental leave
• Annual company-wide volunteer day
• Discounts on gym memberships, fitness apps and weight loss programs
• Adoption financial assistance

Visit our careers page to learn more about working at SFM.  

About SFM

Since 1983, our mission has been to be the workers’ compensation partner of choice for agents, employers and their workers. In that time, we’ve expanded to well over 25,000 customers in the Midwest and grown our offerings to include vocational rehabilitation, loss prevention, medical services and more. Though much has changed through the years, our focus continues to be unrivaled customer service, safety, and providing better outcomes for employers and injured workers.

The role

As a Marketing Underwriter in with SFM, you will be an active participant in a multi-functional team underwriting workers' compensation policies focusing on mid-market business.  This new position is being added because of SFM’s growth in Wisconsin, and applicants must live in WI  for this fully remote job. Our Marketing Underwriters use relevant facts to make sound decisions to determine whether to underwrite new business or renew current business on accounts. Developing and maintaining agency/broker relationships is key to achieving success with new business goals, retention of renewals and loss experience.  Decisions made are consistent with company and team goals and objectives.  Identifying trends and underwriting practices that could impact the team’s book of business will be a responsibility.  

What You Will Be Doing

• Analyzes exposures and communicates with team members, loss prevention, premium audit, and technical specialists to thoroughly evaluate insured risks when making mid-term policy changes and reviewing renewals. Makes judgmental decisions regarding continuation of coverage, pricing and the service needs of our customers and within authority level.
• Promotes new business activity. Evaluates and analyzes new business applications for relevant information and determines appropriate action to be taken.  Selects the most profitable business possible, consistent with company best practices as well as team and company goals and objectives, within individual authority level.
• Maintains and monitors entire underwriting book of business to achieve premium volume and loss ratios consistent with company goals and objectives.
• Meets with agent representatives off-site to review and monitor their performance, strengthen business relationships, establish marketing plan goals, and communicate company philosophy, procedures, service capabilities and new products or changes in products.
• Facilitates and educates current and prospective policyholders and promotes SFM’s services in a marketing role.
• Provides premier customer service to all customers and complies with customer service standards. Responds promptly to resolve complaints or problems.  Adheres to partnership agreements with business service teams.

What We'll Love About You

• Bachelor’s degree in insurance, finance, risk management, business or related field; in lieu of a Bachelor’s degree, 4 years of suitable work experience will be accepted.
• Two or more years’ underwriting (workers’ compensation or commercial multi-line product line or casualty) experience required. Experience with workers' compensation is highly desirable. 
• Professional insurance designations (CPCU, ARM) a plus.
• Demonstrates a working knowledge of state applicable Workers’ Compensation rules and regulations, NCCI rules and its application to underwriting.
• Understanding of insurance finance.
• Strong marketing skills.
• Strong verbal and written communication skills.
• Ability to assimilate, understand and analyze information from a variety of sources.
• Strong math skills and ability to evaluate policy premiums, loss ratios and retentions.
• Excellent Problem-solving and decision-making skills.
• Ability to effectively build and strengthen professional relationships.
• Effective prioritization, organization and time management skills.
• Strong customer service and interpersonal skills.
• Proficient in MS Office software applications (Excel, Word, etc.).
• Ability to function in a highly collaborative, team environment.
• Must have a valid driver’s license.

Physical Requirements

Work takes place in a semi paperless environment within an office setting, either on business premises or other remote location, using standard office equipment such as computers, phones, and photocopiers, which requires being stationary for extended periods of time. While performing the duties of this job, the employee is regularly required to talk or hear, and maintain concentration and focus. The employee frequently is required to stand; walk; use hands and fingers, handle or feel; and reach with hands and arms and work with close vision. Regular attendance is required. This position requires the ability to occasionally lift office products and supplies, up to 20 pounds. Work is performed indoors with little to no exposure to extreme outdoor weather conditions.

Join us

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 SFM Mutual Insurance Company and each of its parent companies, subsidiaries and/or affiliated companies are Equal Opportunity/Affirmative Action Employers. All employment decisions are made without regard to race, color, religion, sex, national origin, age, sexual orientation, marital, familial, or veteran status, medical condition or disability, or any other legally protected classification.

SFM Companies, EEO/AA Employers. SFM is a participant of E-Verify. Applicants have rights under Federal Employment Laws.